197 TROPICANA DRIVE UNIT 1512, PUNTA GORDA, FL, 33950
Active598 days on marketListed Dec 19, 2024MLS #C7502138
About this home
197 TROPICANA DRIVE UNIT 1512
Welcome to this stunning 2022 sq. ft. Ground Floor Villa, offering a picturesque lake front water view in the sought-after Tarpon Cove. This spacious 2-bedroom, 2-bathroom plus den villa is perfect for those seeking comfort and luxury. The main living area and formal dining room feature beautiful wood-look laminate floors. Enjoy a spectacular view of the pond and fountain from the Great Room, Kitchen, Master Bedroom, and 16 x 10 tiled lanai. The lanai seamlessly extends the Great Room, with 8-foot sliding doors that open fully for a true indoor-outdoor experience. The large eat-in kitchen is a chef’s dream with abundant cabinetry and counter space, along with sliders that lead to the lanai – perfect for entertaining. The ensuite master bedroom boasts crown molding, a generous walk-in closet, and a spacious master bath with extra storage, counter space, and a large glass block-enclosed shower. The split-bedroom layout ensures privacy for both you and your guests, and the additional den/office can easily accommodate visitors. Need more storage? You’re covered with a separate 8 x 5 storage room and an extra 6 x 4 storage area right off the garage. The huge laundry room, measuring 9 x 9, includes plenty of cabinetry. You’ll also enjoy the convenience of an attached 2-car garage, keeping your vehicles out of the sun. The community offers fantastic amenities, including a large pool, a heated jacuzzi, and a clubhouse that doubles as a gym. Meticulously maintained with mature landscaping surrounding the area, adding to the beauty and tranquility of the community. Just minutes away from downtown Historic Punta Gorda and Fisherman's Village, you’ll have access to shopping, dining, entertainment, golf, fishing, waterfront parks, tennis, pickleball, and scenic bike and walking paths along Charlotte Harbor and the Riverfront. This is truly a one-of-a-kind opportunity in a prime location. Call today to schedule your private showing – this gem won't last long!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,022
Sqft
2
Garage
2004
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.6%
$/sqft vs Punta Gorda actives
$124 vs $207
Days on market
598 vs 62 typical
Where $124/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
196 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 197 TROPICANA DRIVE UNIT 1512
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$730,000
2611 RYAN BOULEVARD
3 bd · 2.5 ba · 2,033 sqft · $359/sqft · 149 DOM
Sold · Jun ’26$725,000
1620 ALBATROSS DRIVE
3 bd · 2 ba · 2,033 sqft · $357/sqft · 11 DOM
Sold · Jul ’26$749,000
1359 PINE SISKIN DR
3 bd · 2 ba · 2,008 sqft · $373/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 197 TROPICANA DRIVE UNIT 1512 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 197 TROPICANA DRIVE UNIT 1512 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
197 TROPICANA DRIVE UNIT 1512 FAQs
What would the monthly payment be for 197 TROPICANA DRIVE UNIT 1512?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,291/mo — principal and interest, the actual property-tax bill, the $975/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 197 TROPICANA DRIVE UNIT 1512?+
The association fee works out to $975 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 197 TROPICANA DRIVE UNIT 1512?+
The most recent tax bill on record (2023) was $6,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 197 TROPICANA DRIVE UNIT 1512?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $250,000, this home is listed about 26% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 197 TROPICANA DRIVE UNIT 1512?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$250,000 is 7% below the PUNTA GORDA 33950 median of $267,993, and at $124/sqft it sits under the Punta Gorda average of $229.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $975/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
598 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Chris McMillan. MLS #C7502138.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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