4300 RIVERSIDE DRIVE UNIT 132, PUNTA GORDA, FL, 33982
Active928 days on marketListed Jan 9, 2024MLS #C7485805
About this home
4300 RIVERSIDE DRIVE UNIT 132
This is a lovely, well-maintained home with a water view. BRAND NEW COLD AIR CONDITIONER! This two-bedroom, two-bath home comes fully furnished and turn-key. Move-in ready for you to enjoy the Florida carefree lifestyle that River Forest Village offers. This 55+ active community consists of 204 units on 35 acres of land. The Community offers a HEATED POOL + SPA, 2 Bocce Ball Courts, 6 Shuffleboard Courts, Horseshoes, a Pool Room, and a Library. Enjoy the Clubhouse with Stage/Entertainment/HDTV, Bingo, Line Dancing, Pancake Breakfasts, Poker, and TONS of resident social events! Just a short ride to Punta Gorda Historic/downtown area and local favorites such as Ponce De Leon Park and 45 mins or less to world-class beaches. Conveniently located near I-75 and US 41. 10 MINUTES TO PUNTA GORDA AIRPORT. Don't wait! Schedule your private showing today! The low monthly fee of $210.00. monthly fee includes water, trash pickup, lawn care, sewer, basic cable, and trimming. Jump into activities of arts, and crafts, golf leagues, bingo, line dancing, bocce, cards, shuffleboard, and much more! The home is airy and bright with loads of natural light. The carport houses a workshop/shed for all of his tools, yet you have room for your vehicle and golf cart. Showings are easy! Punta Gorda is located on Florida's southwest coast south of Tampa and north of Fort Myers. You can take a sunset stroll down the PG Harborwalk or go fishing off the Pier! Charlotte Harbor and the Peace River are a fishermen's/boater's paradise! There are amazing water views/sunsets, shopping, restaurants, hospitals, groceries, and anything you could want or need! You are right in the heart of the southwest coast of FL, with so many great places to visit and things to do! There is the Fishermen's Village, Peace River, and just minutes to Punta Gorda Airport, Charlotte Harbor Nature Preserve, Saturday Farmer's Market (weekly), and so much more, including the new SUNSEEKERS RESORT. Call to schedule your appointment to own this piece of paradise.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,248
Sqft
0.13 ac
Lot size
2005
Year built
One
Levels
$100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,206 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,206/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.7%
$/sqft vs Punta Gorda actives
$100 vs $208
Days on market
928 vs 59 typical
Where $100/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4300 RIVERSIDE DRIVE UNIT 132
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$155,500
4300 RIVERSIDE DRIVE Lot 178 · same community
2 bd · 2 ba · 1,248 sqft · $125/sqft · 35 DOM
Sold · Jun ’26$240,000
4300 RIVERSIDE DRIVE UNIT 112 · same community
2 bd · 2 ba · 1,296 sqft · $185/sqft · 30 DOM
Sold · Mar ’26$160,000
4300 RIVERSIDE DRIVE UNIT 97 · same community
2 bd · 2 ba · 1,152 sqft · $139/sqft · 312 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4300 RIVERSIDE DRIVE UNIT 132 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4300 RIVERSIDE DRIVE UNIT 132 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4300 RIVERSIDE DRIVE UNIT 132 FAQs
What would the monthly payment be for 4300 RIVERSIDE DRIVE UNIT 132?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,206/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4300 RIVERSIDE DRIVE UNIT 132?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4300 RIVERSIDE DRIVE UNIT 132?+
The most recent tax bill on record (2023) was $541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4300 RIVERSIDE DRIVE UNIT 132?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $124,900, this home is listed about 64% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4300 RIVERSIDE DRIVE UNIT 132?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33982 market on paper
$124,900 is 7% below the PUNTA GORDA 33982 median of $135,000, and at $100/sqft it sits under the Punta Gorda average of $233.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
928 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $229,000, now $124,900 — a $104K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Lisa Wargo. MLS #C7485805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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