4300 RIVERSIDE DRIVE UNIT 109, PUNTA GORDA, FL, 33982
Active60 days on marketListed May 25, 2026MLS #A4694477
About this home
4300 RIVERSIDE DRIVE UNIT 109
Fractional Ownership. Welcome to this amazing nightly sunset paradise on the Peace River! Take your small boat for a short canal ride to open water from your private backyard dock! Enjoy the retirement life and make friendships here at River Forest Village, a 55+ community with the River in your backyard. This home has an open floor plan with kitchen dining into double living room and sunroom with 6 panoramic windows of waterview! If you like birdwatching and watching fish jump from your deck then this is the place for you!! It has 2 bedrooms and 2 full baths with a total of 7 rooms. Enjoy afternoon social hour at the community pool just a walk or golf cart ride away. Golf cart included!!! Or join friends to nearby golfing, on site pickleball groups, restaurants, and happy hours! This home is a double wide 24x48 with 2x6 construction, updated metal roof, boat dock, new ac unit, new flooring throughout, new deck, reset house pylons, new vapor barrier, new hot water tank, new electrical service and complete metal surround hurricane shutters. The minimal $255 monthly fee includes , grass cutting, water/sewer, pool maintenance, clubhouse amenities, basic cable and curbside trash pickup. This is a pet free community. Only 5 minutes to Punta Gorda Airport!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
0.14 ac
Lot size
2005
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,252 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,252/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72.9%
$/sqft vs Punta Gorda actives
$254 vs $208
Days on market
60 vs 59 typical
Where $254/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
179 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4300 RIVERSIDE DRIVE UNIT 109
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$175,000
4300 RIVERSIDE DRIVE UNIT 108 · same community
2 bd · 2 ba · 1,128 sqft · $155/sqft · 49 DOM
Sold · Mar ’26$160,000
4300 RIVERSIDE DRIVE UNIT 97 · same community
2 bd · 2 ba · 1,152 sqft · $139/sqft · 312 DOM
Sold · Jul ’26$150,000
4300 RIVERSIDE DRIVE UNIT 106 · same community
2 bd · 2 ba · 1,008 sqft · $149/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4300 RIVERSIDE DRIVE UNIT 109 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4300 RIVERSIDE DRIVE UNIT 109 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4300 RIVERSIDE DRIVE UNIT 109 FAQs
What would the monthly payment be for 4300 RIVERSIDE DRIVE UNIT 109?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,252/mo — principal and interest, the actual property-tax bill, the $255/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4300 RIVERSIDE DRIVE UNIT 109?+
The association fee works out to $255 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4300 RIVERSIDE DRIVE UNIT 109?+
The most recent tax bill on record (2025) was $784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4300 RIVERSIDE DRIVE UNIT 109?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $279,900, this home is listed about 19% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4300 RIVERSIDE DRIVE UNIT 109?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4694477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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