2033 TREASURE LANE, PUNTA GORDA, FL, 33982
Active1091 days on marketListed Jul 28, 2023MLS #C7478535
About this home
2033 TREASURE LANE
One or more photo(s) has been virtually staged. **MAJOR PRICE IMPROVEMENT**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – Welcome to Punta Gorda, Florida, and the Estates on Peace River gated community! This custom jewel is located on a .96-acre riverfront property and features over 2780 square feet of air-conditioned living space. There are four bedrooms, an office/den, three full baths, and a coveted three-car attached garage. The house has many custom features, including a neutral decor with a beamed great room ceiling and decorative fireplace, wood plank flooring (except for the bathrooms and utility room), tray ceilings, crown molding in many rooms, beautiful 8' single-panel doors, and 5" base trim. The house also offers abundant interior storage, a propane-fed instant hot water system, and dual-zone climate control. The designer kitchen features stone counters with a decorative backsplash, lovely stainless appliances, stunning solid wood soft-close cabinetry, and a concealed custom walk-in pantry. The open floor plan has a split bedroom layout for privacy, with a roomy primary retreat that boasts an en-suite bathroom with an impressive walk-in shower and two custom-designed walk-in closets. The house has an oversized paver-stone circle driveway, and the 1400+ square foot rear screened pool enclosure is also adorned with pavers. 610 feet of the pool enclosure is under a tongue & groove pine ceiling and has a built-in grilling station. The enclosure has a heated saltwater pool with a lounging platform and an integrated hot tub. This is a perfect place to enjoy the serene river and greenbelt view. The house has highly efficient PGT impact windows and doors, a 24-gauge metal roof, underground utilities, a private dock (to be completed by new owner) with a paver stone walkway, and public water and sewer connections. The Estates on Peace River is in a master-planned community of just 28 .9+ acre parcels, each with an assigned boat dock and access to the community boat launch and tiki hut pavilion. The community has a modern "coastal" motif and offers an old Florida lifestyle while providing ultra-convenient rural living with a modest monthly association fee. The Estates on Peace River has convenient access to all Southwest Florida offers by land or water. The house is 1 mile from Charlotte County Emergency Services, 3 miles from shopping, 8 miles from Interstate 75 (exit 164), and 10 miles from historic downtown Punta Gorda and the Punta Gorda Airport (PGD). Take a virtual walk-through by clicking on the provided link, then arrange your in-person visit to experience The Estates on Peace River for yourself! The seller is highly motivated!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,790
Sqft
0.96 ac
Lot size
3
Garage
2023
Year built
One
Levels
$473
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,323 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,323/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.5%
$/sqft vs Punta Gorda actives
$473 vs $207
Days on market
1091 vs 59 typical
Where $473/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 878% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2033 TREASURE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,120,000
28976 SMUGGLERS LANE · same community
4 bd · 3 ba · 2,850 sqft · $393/sqft · 21 DOM
Sold · Jul ’26$1,110,000
2073 TREASURE LANE · same community
4 bd · 3 ba · 2,850 sqft · $389/sqft · 350 DOM
Sold · Aug ’25$825,000
28976 GIN LANE · same community
4 bd · 3 ba · 2,880 sqft · $286/sqft · 359 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2033 TREASURE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2033 TREASURE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2033 TREASURE LANE FAQs
What would the monthly payment be for 2033 TREASURE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,323/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2033 TREASURE LANE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2033 TREASURE LANE?+
The most recent tax bill on record (2024) was $14,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2033 TREASURE LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,320,000, this home is listed about 283% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2033 TREASURE LANE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,320,000 runs 878% above the PUNTA GORDA 33982 median — but at 2,790 sqft it's also 62% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1091 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,799,000, now $1,320,000 — a $479K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Scott Standriff. MLS #C7478535.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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