2009 TREASURE LANE, PUNTA GORDA, FL, 33982
Active132 days on marketListed Mar 13, 2026MLS #C7523327
About this home
2009 TREASURE LANE
Own Your Slice of Waterfront Paradise in Punta Gorda! Seize the opportunity to own this stunning 1.03-acre waterfront lot in the highly sought-after Estates on Peace River, a private gated luxury community nestled between Fort Myers and Sarasota in scenic Southwest Florida. This extra-large homesite boasts 120 feet of water frontage, public water and sewer, and quick Gulf access with only two 40+ ft. bridges along the way. Situated on a quiet cul-de-sac surrounded by premium homes, the lot offers privacy, tranquility, and serene waterfront living. According to county records, no scrub jays are present on the lot at the time of listing. Residents enjoy assigned private boat docks on the Peace River, a community boat launch, and a tiki hut pavilion overlooking the river, perfect for gatherings or quiet relaxation. Homesites in this exclusive enclave are oversized, offering direct deep-water access, while custom homes feature modern coastal, Old Florida, or Mediterranean architecture with 3–4+ bedrooms, 3+ baths, private pools, and expansive lanais. Enjoy boating, fishing, and waterfront living while remaining just minutes from downtown Punta Gorda, shopping, schools, parks, churches, and I-75. With low HOA fees and a peaceful, exclusive setting, this is a rare opportunity to build your dream home on the Peace River.
Facts & features
The home at a glance
1.03 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,576 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,576/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 236% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2009 TREASURE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2009 TREASURE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2009 TREASURE LANE FAQs
What would the monthly payment be for 2009 TREASURE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,576/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2009 TREASURE LANE?+
The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2009 TREASURE LANE?+
The most recent tax bill on record (2025) was $4,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2009 TREASURE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $450,000, this home is listed about 30% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2009 TREASURE LANE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 236% above the PUNTA GORDA 33982 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
132 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Listing courtesy of MARINA PARK REALTY LLC · Brian Ziegler. MLS #C7523327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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