3805 CATALINA DRIVE UNIT 3805, SEBRING, FL, 33872
Active489 days on marketListed Apr 1, 2025MLS #B4901887
About this home
3805 CATALINA DRIVE UNIT 3805
They say location, location, location... and this property definitely has the right location at Norstar Cove Villas! This duplex is conveniently located in Sun N Lakes overlooking the community pool, the gazebo, AND Lake Hog!! The sunset views from this property are outstanding! It has great curb appeal with a nicely landscaped yard, a courtyard, NEW A/C installed June 2026, and a tiled roof that was installed in 2022. This furnished property has 3 bedrooms and 2 bathrooms with a split floor plan which is great for privacy and ready for you to move right in! There is a large dining room and breakfast nook area for entertaining. There is a family room plus an additional living room that all flows together for very spacious common area. The kitchen has a bar area, plenty of cabinets, and a pantry. There is a 2-car garage for all your toys! The desirable Norstar Cove Villas are nestled in the Sun N' Lakes community which offers two 18-hole golf courses, a restaurant, pickleball courts, and other amenities. It is very close to shopping, restaurants, and hospitals. The quarterly HOA fee of $1,850 includes care of the Norstar Villas pool, exterior maintenance, insurance of the exterior of the property including the roof, a reserve fund, grass mowing of the lawn and common areas.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,938
Sqft
0.06 ac
Lot size
2
Garage
1995
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,322 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,322/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$155 vs $186
Days on market
489 vs 60 typical
Where $155/sqft sits among the 207 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
94 of 207
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1056% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 3805 CATALINA DRIVE UNIT 3805
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$351,017
4825 CORTEZ BOULEVARD
3 bd · 2 ba · 1,919 sqft · $183/sqft · 0 DOM
Sold · Oct ’25$289,900
2706 MONZA DRIVE
3 bd · 2 ba · 1,908 sqft · $152/sqft · 99 DOM
Sold · Oct ’25$289,900
2706 Monza Drive, Sebring FL 33872
3 bd · 2 ba · 1,908 sqft · $152/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3805 CATALINA DRIVE UNIT 3805 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3805 CATALINA DRIVE UNIT 3805 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3805 CATALINA DRIVE UNIT 3805 FAQs
What would the monthly payment be for 3805 CATALINA DRIVE UNIT 3805?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,322/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3805 CATALINA DRIVE UNIT 3805?+
The most recent tax bill on record (2024) was $3,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3805 CATALINA DRIVE UNIT 3805?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $299,500, this home is listed about 7% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3805 CATALINA DRIVE UNIT 3805?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$299,500 runs 1056% above the SEBRING 33872 median — but at 1,938 sqft it's also 29% larger than the typical Sebring listing.
02Time on market is leverage
489 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $350,000, now $299,500 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALMETTO LEGACY REALTY · Nancy McGregor. MLS #B4901887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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