David Ramirez
$305,0004 bd2 ba1,750 sqft$174 /sqft$2,140 /mo all-in ↓

8381 MANTUA AVENUE, SEBRING, FL, 33872

Active7 days on marketListed Jul 27, 2026MLS #O6425333

New constructionSingle Family ResidenceSUN N LAKE

About this home

8381 MANTUA AVENUE

Virtually Staged. Experience the perfect blend of luxury, comfort, and modern design in this beautifully crafted new construction home located in the desirable Sun 'N Lake of Sebring community. Offering 4 bedrooms, 2 bathrooms, and an open-concept layout, this home is thoughtfully designed for both everyday living and effortless entertaining. Step inside to soaring 9'4" ceilings with an elegant tray ceiling in the spacious living room, creating a bright and inviting atmosphere. The chef-inspired kitchen is the centerpiece of the home, featuring stunning Quartz countertops, a dramatic waterfall island, stainless steel appliances, pantry, and abundant workspace for gathering with family and friends. The private primary suite serves as a relaxing retreat with two walk-in closets, dual vanities, an oversized walk-in shower with dual shower heads, a private water closet, and additional storage for maximum convenience. Additional highlights include a dedicated laundry room with linen closet, a covered rear patio perfect for enjoying Florida's year-round outdoor lifestyle, and quality craftsmanship throughout. Situated on a private well and septic system in the highly sought-after Sun 'N Lake of Sebring, residents enjoy access to two championship golf courses, pickleball and tennis courts, a community pool, fitness center, dog parks, nature preserve, and miles of sidewalks in a golf cart-friendly community. Conveniently located near shopping, restaurants, medical facilities, and everything Sebring has to offer, this exceptional home is ready to welcome you.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,750

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$174

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesSouth
ExteriorIrrigation System · Private Entrance · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$591/yr

Utilities & systems

UtilitiesElectricity Connected · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,140 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,140/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$260KedgeAI estimate $276,583 · range $270K$294K$317K

vs edgeAI estimate

+10.3%

$/sqft vs SUN N LAKE

$174 vs $193

Days on market

7 vs 68 typical

Where $174/sqft sits among the 57 homes for sale in SUN N LAKE

7
11 · this home
14
12
9
4
$138–158$158–177$177–197$197–216$216–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebring

Map of 8381 MANTUA AVENUE

Get to know Sebring. See the full Sebring guide →

SEBRING 33872 — neighborhood snapshot

Population

13,302

Median age

61.5

Median income

$68,086

Median home value

$193,900

Avg household

2.14

Households w/ children

1,049

For the school run

Highlands County School District

MiddleHill-Gustat Middle School★★★★
ElementarySun 'n Lake Elementary School★★★★★
HighAvon Park High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$265K$303K

Sebring median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

32 of 57

SUN N LAKE have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1098% above the SEBRING 33872 median. See the full Sebring market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $305,000 · 7 days on market since
2026Built · SUN N LAKE

Reality check

What actually sold near 8381 MANTUA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4447 MINDELLO STREETSold · Jan ’26

$297,900

4447 MINDELLO STREET · same community

3 bd · 2 ba · 1,747 sqft · $171/sqft · 167 DOM

8736 CAPILLA STREETSold · Mar ’26

$292,900

8736 CAPILLA STREET · same community

4 bd · 2 ba · 1,759 sqft · $167/sqft · 104 DOM

4457 PALMARITO STREETSold · Dec ’25

$337,900

4457 PALMARITO STREET · same community

3 bd · 2 ba · 1,733 sqft · $195/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8381 MANTUA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8381 MANTUA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8381 MANTUA AVENUE FAQs

What would the monthly payment be for 8381 MANTUA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,140/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8381 MANTUA AVENUE?+

The most recent tax bill on record (2025) was $591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sebring?+

At $305,000, this home is listed about 2% above the Sebring median of $299,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8381 MANTUA AVENUE?+

Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$305,000 runs 1098% above the SEBRING 33872 median.

02Fresh on the market

Only 7 days on market in a Sebring market that averages 68 — if it fits, move quickly.

03Strong assigned schools

Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ROBYN PHILLIPS REAL ESTATE SERVICES LLC · Robyn Phillips. MLS #O6425333.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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