David Ramirez
$429,0002 bd2 ba1,053 sqft$407 /sqft$4,126 /mo all-in ↓

7430 S Ocean Drive # 219, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957

Active29 days on marketListed Jul 16, 2026MLS #B26053018

WaterfrontPrivate poolCondominiumSAND DOLLAR VILLAS CONDOMI

About this home

7430 S Ocean Drive # 219, Jensen Beach FL 34957

Experience coastal living at its finest in this beautifully maintained 2 bedroom, 2 bathroom condominium located in the desirable Sand Dollar Shores community on Hutchinson Island. Just steps from the sandy beaches of the Atlantic Ocean, this inviting residence offers a comfortable layout and the opportunity to enjoy a relaxed Florida lifestyle. Residents have access to a variety of community amenities, including private beach access, swimming pools, tennis and pickleball courts, bocce, a fitness center, sauna, clubhouse, BBQ area, and on site management. Additional conveniences include a private storage room, outdoor locker, and fish cleaning station. The community is pet friendly and allows 30 day minimum rentals, making this property suitable as a primary residence or seasonal home. 2022 New AC and Water units. Stainless Steel Appliances.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,053

Sqft

0 ac

Lot size

1980

Year built

8

Levels

$407

Per sqft

Private poolWaterfrontOcean & Water & Direct Ocean & Ocean View viewPets allowed

Inside

FlooringVinyl · Wood
AppliancesElectric Water Heater · Dishwasher · Dryer · Microwave · Electric Range · Refrigerator · Solar Hot Water · Washer
InteriorStacked Bedroom · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther Roof/Roof Structure · Other
ConstructionCBS Construction
ViewOcean · Water · Direct Ocean · Ocean View
FacesWest
ParkingOpen

Community & fees

HOA fee$733/mo
Taxes (2025)$6,209/yr
PetsYes
CommunityGated · Clubhouse · Exercise Room · Management On Site · Mandatory Hoa · Pool · Sauna

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,126 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$517
Condo fee — from the listing$733
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$4,126/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$517
HOA / condo fee$733
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $429K
$375KedgeAI estimate $461,018 · range $390K$534K$555K

vs edgeAI estimate

−6.9%

$/sqft vs Jensen Beach actives

$407 vs $345

Days on market

29 vs 75 typical

Where $407/sqft sits among the 170 Jensen Beach actives

20
42
35
32 · this home
26
15
$96–190$190–285$285–379$379–474$474–568$568+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Jensen Beach

Map of 7430 S Ocean Drive # 219, Jensen Beach FL 34957

Get to know Jensen Beach. See the full Jensen Beach guide →

JENSEN BEACH 34957 — neighborhood snapshot

Population

23,094

Median age

58.5

Median income

$65,658

Median home value

$378,500

Avg household

2.05

Households w/ children

1,635

For the school run

Martin County School District

HighJensen Beach High School★★★★
ElementaryJensen Beach Elementary School★★★★
MiddleStuart Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jensen Beach market

Seller’s marketLeans buyer12.7 months of inventoryBuyer’s market

$476K$475K

Jensen Beach median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

11 of 170

Jensen Beach actives have cut their price

Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $429,000 · 29 days on market since
1980Built · SAND DOLLAR VILLAS CONDOMI

Reality check

What actually sold near 7430 S Ocean Drive # 219

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7420 S Ocean Drive # 812, Jensen Beach FL 34957Sold · Oct ’25

$477,000

7420 S Ocean Drive # 812, Jensen Beach FL 34957 · same community

2 bd · 2 ba · 1,053 sqft · $453/sqft · 14 DOM

7440 S Ocean Drive # 723, Jensen Beach FL 34957Sold · Apr ’26

$550,000

7440 S Ocean Drive # 723, Jensen Beach FL 34957 · same community

2 bd · 2 ba · 1,113 sqft · $494/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7430 S Ocean Drive # 219 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7430 S Ocean Drive # 219 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

7430 S Ocean Drive # 219 FAQs

What would the monthly payment be for 7430 S Ocean Drive # 219, Jensen Beach FL 34957?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,126/mo — principal and interest, the actual property-tax bill, the $733/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7430 S Ocean Drive # 219, Jensen Beach FL 34957?+

The association fee works out to $733 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7430 S Ocean Drive # 219, Jensen Beach FL 34957?+

The most recent tax bill on record (2025) was $6,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7430 S Ocean Drive # 219, Jensen Beach FL 34957?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Jensen Beach?+

At $429,000, this home is listed about 5% below the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7430 S Ocean Drive # 219, Jensen Beach FL 34957?+

Jensen Beach High School (high), Jensen Beach Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$429,000 runs 60% above the JENSEN BEACH 34957 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $733/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Jensen Beach High School, Jensen Beach Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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7430 S Ocean Drive # 219, Jensen Beach FL 34957, JENSEN BEACH, FL — 2 Bed, 2 Bath — $429,000 | CENTURY 21 Edge