7420 S Ocean Drive # 314, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active76 days on marketListed Jun 1, 2026MLS #B26035091
About this home
7420 S Ocean Drive # 314, Jensen Beach FL 34957
Sand Dollar Shores offers one of the best stretches of beach and ocean water in the area, and this fully renovated third-floor residence puts you right in the middle of it. Located in the desirable "C" building, this oceanfront condo has been completely redone and has never been lived in since the renovation. It is clean, modern, and move-in ready, with an open layout, natural light, and direct private beach access just steps from the building. Inside, the residence features waterfall-edge quartz countertops, European tile, custom lighting, new appliances, updated electrical, and a rooftop HVAC system. The assessment has been fully paid, giving the next owner confidence and added value from day one. Sand Dollar Shores also offers low HOA fees, 30-day rental flexibility, two pools, tennis, pickleball, fitness amenities, and private beach access. Perfectly located between Jensen Beach and Fort Pierce, this is a strong opportunity to own a fully renovated oceanfront condo on one of Hutchinson Island's most beautiful stretches of coastline.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,053
Sqft
0 ac
Lot size
1980
Year built
1
Levels
$475
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,634 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,634/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs Jensen Beach actives
$475 vs $345
Days on market
76 vs 75 typical
Where $475/sqft sits among the 170 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jensen Beach
Get to know Jensen Beach. See the full Jensen Beach guide →
JENSEN BEACH 34957 — neighborhood snapshot
Population
23,094
Median age
58.5
Median income
$65,658
Median home value
$378,500
Avg household
2.05
Households w/ children
1,635
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
11 of 170
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7420 S Ocean Drive # 314
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$477,000
7420 S Ocean Drive # 812, Jensen Beach FL 34957 · same community
2 bd · 2 ba · 1,053 sqft · $453/sqft · 14 DOM
Sold · Apr ’26$550,000
7440 S Ocean Drive # 723, Jensen Beach FL 34957 · same community
2 bd · 2 ba · 1,113 sqft · $494/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7420 S Ocean Drive # 314 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7420 S Ocean Drive # 314 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7420 S Ocean Drive # 314 FAQs
What would the monthly payment be for 7420 S Ocean Drive # 314, Jensen Beach FL 34957?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,634/mo — principal and interest, the actual property-tax bill, the $771/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7420 S Ocean Drive # 314, Jensen Beach FL 34957?+
The association fee works out to $771 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7420 S Ocean Drive # 314, Jensen Beach FL 34957?+
The most recent tax bill on record (2025) was $6,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7420 S Ocean Drive # 314, Jensen Beach FL 34957?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $499,900, this home is listed about 11% above the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7420 S Ocean Drive # 314, Jensen Beach FL 34957?+
Jensen Beach High School (high), Jensen Beach Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,900 runs 86% above the JENSEN BEACH 34957 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $771/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Jensen Beach High School, Jensen Beach Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Jensen Beach homes, in your inbox
Like 7420 S Ocean Drive # 314, Jensen Beach FL 34957 but not quite? A daily digest of every new listing in Jensen Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →