32801 Us Highway 441 N, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active23 days on marketListed Jul 10, 2026MLS #B26051117
About this home
32801 Us Highway 441 N, Okeechobee FL 34972
Welcome to Okeechobee and a fantastic opportunity to own your piece of paradise! This cleared lot is the ideal setting for your winter retreat, full time residence, or investment property. Enjoy the convenience of being close to Lake Okeechobee, renowned for its world-class fishing, boating, and outdoor recreation. Shopping, dining, and everyday essentials are just minutes away, while the peaceful atmosphere lets you relax and unwind. This gated community has so much to offer, private airport, guest cabins, RV parking, skeet, trap, rifle and pistol range, heated pool, gym, clubhouse, restaurant, tennis and pickleball courts, horse stables and riding arena with miles of riding trails.
Facts & features
The home at a glance
2.59 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,154 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,154/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 31634 — neighborhood snapshot
Population
5,178
Median age
35.9
Median income
$55,625
Median home value
$101,300
Avg household
2.69
Households w/ children
701
For the school run
Clinch County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 336% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 32801 Us Highway 441 N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$713,500
32801 Us-441 # 43, Okeechobee FL 34972 · same community
4 bd · 2.5 ba · 3,184 sqft · $224/sqft · 58 DOM
Sold · Mar ’26$950,000
32801 Us Highway 441 # 64, Okeechobee FL 34972 · same community
3 bd · 4.5 ba · 5,358 sqft · $177/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 32801 Us Highway 441 N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32801 Us Highway 441 N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
32801 Us Highway 441 N FAQs
What would the monthly payment be for 32801 Us Highway 441 N, Okeechobee FL 34972?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,154/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 32801 Us Highway 441 N, Okeechobee FL 34972?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 32801 Us Highway 441 N, Okeechobee FL 34972?+
The most recent tax bill on record (2025) was $2,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $239,900, this home is listed about 14% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Which schools are assigned to 32801 Us Highway 441 N, Okeechobee FL 34972?+
Clinch County Middle School (middle), Clinch County Elementary School (elementary), Clinch County High School (high) — Clinch County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$239,900 runs 336% above the OKEECHOBEE 34972 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
23 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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