32801 Us-441 Lot 237, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active144 days on marketListed Mar 11, 2026MLS #B26001883
About this home
32801 Us-441 Lot 237, Okeechobee FL 34972
Discover the perfect blend of comfort and outdoor living in Indian Hammock Hunt and Riding Club, a gated community known for its recreational lifestyle. This 3-bedroom, 2-bath home sits on 2.5 acres and offers about 2,100 sq ft, built in 2018 with modern features and country privacy. Inside, enjoy a bright open-concept living and kitchen area, a flex room, dedicated laundry, and spacious bedrooms. Relax on the front and back porches or explore the acreage. Community amenities include a lodge with restaurant, pool, bath house, fitness room, pickleball and tennis courts, skeet and trap, archery, rifle and pistol ranges, private airstrip, horse stables, riding arena, and miles of trails across 2,600+ acres. -Full house generator with propane backup!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,100
Sqft
2.54 ac
Lot size
2018
Year built
1
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,607 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,607/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$323 vs $203
Days on market
144 vs 11 typical
Where $323/sqft sits among the 278 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 31634 — neighborhood snapshot
Population
5,178
Median age
35.9
Median income
$55,625
Median home value
$101,300
Avg household
2.69
Households w/ children
701
For the school run
Clinch County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
18 of 278
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1135% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 32801 Us-441 Lot 237
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$713,500
32801 Us-441 # 43, Okeechobee FL 34972 · same community
4 bd · 2.5 ba · 3,184 sqft · $224/sqft · 58 DOM
Sold · Mar ’26$950,000
32801 Us Highway 441 # 64, Okeechobee FL 34972 · same community
3 bd · 4.5 ba · 5,358 sqft · $177/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 32801 Us-441 Lot 237 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32801 Us-441 Lot 237 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
32801 Us-441 Lot 237 FAQs
What would the monthly payment be for 32801 Us-441 Lot 237, Okeechobee FL 34972?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,607/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 32801 Us-441 Lot 237, Okeechobee FL 34972?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 32801 Us-441 Lot 237, Okeechobee FL 34972?+
The most recent tax bill on record (2025) was $2,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32801 Us-441 Lot 237, Okeechobee FL 34972?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $679,000, this home is listed about 143% above the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Which schools are assigned to 32801 Us-441 Lot 237, Okeechobee FL 34972?+
Clinch County Middle School (middle), Clinch County Elementary School (elementary), Clinch County High School (high) — Clinch County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$679,000 runs 1135% above the OKEECHOBEE 34972 median — but at 2,100 sqft it's also 51% larger than the typical Okeechobee listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
144 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,500, now $679,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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