13205 Ridgewater Circle, Palm Beach Gardens FL 33412, PALM BEACH GARDENS, FL, 33412
Active55 days on marketListed Jun 24, 2026MLS #B26044971
About this home
13205 Ridgewater Circle, Palm Beach Gardens FL 33412
Step into the Azalia, one of WL Homes' most thoughtfully designed floor plans in the soughtafter community of Lake Ridge at Avenir. This singlestory home blends modern luxury with effortless livability, offering an openconcept layout filled with natural light and highend finishes throughout. The gourmet kitchen features a spacious island, pantry, and elevated finishes, flowing seamlessly into the dining and great room—perfect for entertaining or everyday comfort. A private owner's suite provides a serene retreat with a spainspired bath and generous walkin closet. Additional bedrooms are wellappointed, offering flexibility for guests, family, or a dedicated home office. Enjoy Florida living at its finest with a covered lanai and the option to add a pool & summer kitchen.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,532
Sqft
0.3 ac
Lot size
2
Garage
2026
Year built
1
Levels
$445
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,422 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,422/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Beach Gardens actives
$445 vs $395
Days on market
55 vs 62 typical
Where $445/sqft sits among the 400 Palm Beach Gardens actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Beach Gardens
Get to know Palm Beach Gardens. See the full Palm Beach Gardens guide →
PALM BEACH GARDENS 33412 — neighborhood snapshot
Population
15,499
Median age
49.3
Median income
$134,818
Median home value
$560,800
Avg household
2.73
Households w/ children
1,658
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach Gardens market
$415K → $986K
Palm Beach Gardens median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
58 of 400
Palm Beach Gardens actives have cut their price
Median sold price, Palm Beach Gardens, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the PALM BEACH GARDENS 33412 median. See the full Palm Beach Gardens market guide →
Paper trail
This home's history
Reality check
What actually sold near 13205 Ridgewater Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$825,000
14194 N 88th Pl N, Loxahatchee FL 33470
4 bd · 2.5 ba · 2,552 sqft · $323/sqft · 19 DOM
Sold · Jul ’26$1,070,000
9695 St Germain Drive, Palm Beach Gardens FL 33412
4 bd · 4 ba · 2,563 sqft · $417/sqft · 8 DOM
Sold · Jul ’26$925,000
12328 85th Road N, West Palm Beach FL 33412
4 bd · 3 ba · 2,570 sqft · $360/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13205 Ridgewater Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13205 Ridgewater Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13205 Ridgewater Circle FAQs
What would the monthly payment be for 13205 Ridgewater Circle, Palm Beach Gardens FL 33412?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,422/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13205 Ridgewater Circle, Palm Beach Gardens FL 33412?+
The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13205 Ridgewater Circle, Palm Beach Gardens FL 33412?+
The most recent tax bill on record (2025) was $5,657. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13205 Ridgewater Circle, Palm Beach Gardens FL 33412?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach Gardens?+
At $1,127,231, this home is listed about 29% above the Palm Beach Gardens median of $874,995. The market section on this page shows how the area is trending.
Which schools are assigned to 13205 Ridgewater Circle, Palm Beach Gardens FL 33412?+
Pierce Hammock Elementary School (elementary), Western Pines Community Middle (middle), Seminole Ridge Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,127,231 runs 26% above the PALM BEACH GARDENS 33412 median — but at 2,532 sqft it's also 17% larger than the typical Palm Beach Gardens listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Pierce Hammock Elementary School, Western Pines Community Middle, Seminole Ridge Community High School, Glades Construction Academy At West Technical — Pierce Hammock Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
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13214 Ridgewater Circle, Palm Beach Gardens FL 33412, PALM BEACH GARDENS
4 bd · 4.5 ba · 4,409 sqft
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13934 Bastille Street, Palm Beach Gardens FL 33412, PALM BEACH GARDENS
3 bd · 3 ba · 2,776 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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