13214 Ridgewater Circle, Palm Beach Gardens FL 33412, PALM BEACH GARDENS, FL, 33412
Active129 days on marketListed Apr 11, 2026MLS #B26014281
About this home
13214 Ridgewater Circle, Palm Beach Gardens FL 33412
Step into contemporary luxury living in this beautifully designed two-story, Tropical Modern, Willow floor plan located in the sought-after community of Lake Ridge at Avenir in Palm Beach Gardens. Built for both style and comfort, this residence offers an open-concept layout, abundant natural light, and high-end finishes throughout. The main level features a spacious great room with soaring ceilings, sleek flooring, and seamless indoor-outdoor flow- perfect for entertaining. The gourmet kitchen is the centerpiece of the home, complete with quartz countertops, an oversized island, custom cabinetry, Subzero/Wolf gas appliances, and a massive walk-in pantry. A flexible downstairs room can serve as a home office, occasional guest suite or media space. Escape upstairs to the Primary Suite l
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,409
Sqft
0.157 ac
Lot size
2
Garage
2026
Year built
2
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,695 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,695/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Palm Beach Gardens actives
$419 vs $395
Days on market
129 vs 62 typical
Where $419/sqft sits among the 400 Palm Beach Gardens actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Beach Gardens
Get to know Palm Beach Gardens. See the full Palm Beach Gardens guide →
PALM BEACH GARDENS 33412 — neighborhood snapshot
Population
15,499
Median age
49.3
Median income
$134,818
Median home value
$560,800
Avg household
2.73
Households w/ children
1,658
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach Gardens market
$415K → $986K
Palm Beach Gardens median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
58 of 400
Palm Beach Gardens actives have cut their price
Median sold price, Palm Beach Gardens, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the PALM BEACH GARDENS 33412 median. See the full Palm Beach Gardens market guide →
Paper trail
This home's history
Reality check
What actually sold near 13214 Ridgewater Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,792,434
Nearby listing
5 bd · 7 ba · 4,267 sqft · $420/sqft · 0 DOM
Sold · Nov ’25$1,520,900
10040 Heron Flock Drive, Palm Beach Gardens FL 33412
5 bd · 7 ba · 4,267 sqft · $356/sqft · 254 DOM
Sold · Jun ’26$1,535,000
13083 Feathering Way, Palm Beach Gardens FL 33412
5 bd · 7 ba · 4,267 sqft · $360/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13214 Ridgewater Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13214 Ridgewater Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13214 Ridgewater Circle FAQs
What would the monthly payment be for 13214 Ridgewater Circle, Palm Beach Gardens FL 33412?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,695/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13214 Ridgewater Circle, Palm Beach Gardens FL 33412?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13214 Ridgewater Circle, Palm Beach Gardens FL 33412?+
The most recent tax bill on record (2025) was $5,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13214 Ridgewater Circle, Palm Beach Gardens FL 33412?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach Gardens?+
At $1,846,951, this home is listed about 111% above the Palm Beach Gardens median of $874,995. The market section on this page shows how the area is trending.
Which schools are assigned to 13214 Ridgewater Circle, Palm Beach Gardens FL 33412?+
Pierce Hammock Elementary School (elementary), Western Pines Community Middle (middle), Seminole Ridge Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,846,951 runs 106% above the PALM BEACH GARDENS 33412 median — but at 4,409 sqft it's also nearly twice the size of the typical Palm Beach Gardens listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
129 days on market against a Palm Beach Gardens median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Pierce Hammock Elementary School, Western Pines Community Middle, Seminole Ridge Community High School, Glades Construction Academy At West Technical — Pierce Hammock Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
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9553 Ridgewater Drive, Palm Beach Gardens FL 33412, PALM BEACH GARDENS
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13205 Ridgewater Circle, Palm Beach Gardens FL 33412, PALM BEACH GARDENS
4 bd · 4.5 ba · 2,532 sqft
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1012 Diamond Head Way, Palm Beach Gardens FL 33418, PALM BEACH GARDENS
5 bd · 4 ba · 3,039 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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