3440 S Ocean Boulevard, Palm Beach FL 33480, PALM BEACH, FL, 33480
Active50 days on marketListed Jun 20, 2026MLS #B26044910
About this home
3440 S Ocean Boulevard, Palm Beach FL 33480
Experience the ease of oceanfront living in this exceptional residence. Currently configured as 2BR/2.5BA plus den (easily converted to a 3-bedroom layout), this unit features a rare, oversized 1479 sqft patio with easy access to the pool and the beach, creating the perfect setting for seamless indoor-outdoor living and entertaining. Located in the beautifully renovated Halcyon, the building has been fully upgraded (roof, HVAC and structural work recently completed). Residents enjoy two Har-Tru tennis courts, a resort-style pool and hot tub, fitness center, club room, 24-hour door staff, and onsite management. The unit also includes an assigned parking space in the attached underground garage, along with a private in-building storage cage. Ideally situated near upscale shopping, world-class resorts, restaurants and the scenic public waterfront Par 3 golf course, this prime location also offers the convenience of being just minutes from Palm Beach International Airport and I-95. A unique opportunity to enjoy the comfort of a spacious family home with the effortless lifestyle of a luxury beachfront condominium.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,089
Sqft
0 ac
Lot size
1
Garage
1980
Year built
1
Levels
$668
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,918 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,918/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.8%
$/sqft vs Palm Beach actives
$668 vs $1,256
Days on market
50 vs 113 typical
Where $668/sqft sits among the 192 Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Beach
Get to know Palm Beach. See the full Palm Beach guide →
PALM BEACH 33480 — neighborhood snapshot
Population
10,901
Median age
69.4
Median income
$151,121
Median home value
$1,218,500
Avg household
1.69
Households w/ children
246
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach market
$365K → $5.0M
Palm Beach median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
4 of 192
Palm Beach actives have cut their price
This home is listed 254% above the PALM BEACH 33480 median. See the full Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3440 S Ocean Boulevard
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,500,000
3440 S Ocean Boulevard # 402s, Palm Beach FL 33480 · same community
3 bd · 3 ba · 2,131 sqft · $1,173/sqft · 237 DOM
Sold · Apr ’26$1,300,000
3440 S Ocean Boulevard # 201n, Palm Beach FL 33480 · same community
3 bd · 2.5 ba · 2,230 sqft · $583/sqft · 174 DOM
Sold · Jun ’26$1,095,000
3440 S Ocean Blvd # 105N, Palm Beach FL 33480 · same community
2 bd · 2 ba · 1,885 sqft · $581/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3440 S Ocean Boulevard — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3440 S Ocean Boulevard — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3440 S Ocean Boulevard FAQs
What would the monthly payment be for 3440 S Ocean Boulevard, Palm Beach FL 33480?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,918/mo — principal and interest, the actual property-tax bill, the $3,603/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3440 S Ocean Boulevard, Palm Beach FL 33480?+
The association fee works out to $3,603 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3440 S Ocean Boulevard, Palm Beach FL 33480?+
The most recent tax bill on record (2025) was $13,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3440 S Ocean Boulevard, Palm Beach FL 33480?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach?+
At $1,395,000, this home is listed about 45% below the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3440 S Ocean Boulevard, Palm Beach FL 33480?+
Lantana Elementary School (elementary), Lantana Middle School (middle), Lake Worth High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,395,000 runs 254% above the PALM BEACH 33480 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $3,603/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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