David Ramirez
$2,750,000$2,950,0002 bd2 ba1,883 sqft$1,460 /sqft$20,015 /mo all-in ↓

3440 S Ocean Boulevard # 708s, Palm Beach FL 33480, PALM BEACH, FL, 33480

Active133 days on marketListed Apr 1, 2026MLS #B26009651

Reduced $200KWaterfrontPrivate poolCondominiumHALCYON OF PALM BEACH

About this home

3440 S Ocean Boulevard # 708s, Palm Beach FL 33480

Fully furnished and equipped, this penthouse oceanfront residence offers rare east-to-west exposure with direct water views from both sides, featuring unobstructed sunrise views over the Atlantic and breathtaking sunset views over the Intracoastal—no buildings across the street, just water and sky from every angle. The 2-bedroom, 2-bathroom home has undergone a complete museum quality renovation and spans 1,886 square feet under air (2,450 total) and features expansive balconies on both sides, each over 50 feet long and up to 8.5 feet deep, creating seamless indoor-outdoor living directly on the beach. • Sub-Zero Refrigeration and Freezer Towers, Wine Refrigerator... • Custom Polished Nickel Dining Room Built-in Cabinet by SieMatic • Custom paneling throughout by SieMatic • White Glass Top Porcelain Floors Throughout • Polished nickel faucets and fixtures throughout by Franz Viegener • Master Bedroom Custom Sconces and Guest Bedroom Chandelier and Sconces all by Lobmeyr, Vienna...collector quality • Sonos soundbars mounted under credenzas in bedrooms • Entire Bespoke Dressing Room is fully glazed (glass front cabinetry) • Floating Beds both by Daniele Lago, Italy...underlit by SieMatic • Primary Bath has Two-Person Walk-in Shower with Starphire Glass Panels And A Soaking Tub • Guest Bath has Sonneman lighting and Starphire Glass Shower Enclosure Fully Furnished and Equipped Includes: • 2 restored curved sofas by Vladimir Kagan in Metaphores Paris White Boucle • Custom KravetCouture Pillows • Custom Starphire Glass Dining Table Seats 10 • Custom Lucite Upholstered Dining Chairs, Set 8 • Custom Starphire Glass Cocktail Table • Custom Lucite Floating Poufs, 2 • Haviland Fine China, Custom Order, Set for 8 • Christofle Acier Flatware, Set for 10 • All-Clad Chefs Selection of Cookware • Top Quality Kitchen Accessories • Full Bar: Stemware by Spiegelau, wine accessories • New Dyson Vacuum Cleaner • Tabletop: placemats, linens • Bed: Linens by Frette, Primary Bed Mattress by Duxiana • Bath: Towels, Bath Mats by Pottery Barn • Master Bedroom Lamps Signed Romeo Rega, Skyscraper, Rare pair in polished nickel, 1970's, collector quality • Guest Bedroom Lamps Signed Romeo Rega, Halston Era, Rare pair in Lucite, Polished Nickel and Stainless All artwork and pedestals are available for sale. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,883

Sqft

0 ac

Lot size

1

Garage

1980

Year built

7

Levels

$1,460

Per sqft

Private poolWaterfrontIntracoastal View & Ocean & Direct Ocean & Ocean View viewFurnished,Furniture OnlyPets allowed

Inside

FlooringTile
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorInterior Hall · Bar · Fire Sprinklers · Pantry · Walk-In Closet(s) · Wet Bar · Other · Storage · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral
FurnishedFurnished,Furniture Only

Outside & construction

RoofTar/Gravel · Tar & Gravel Roof
ConstructionConcrete Block Construction
ViewIntracoastal View · Ocean · Direct Ocean · Ocean View
FacesEast
Parking1 Space · Assigned · Deeded · Parking Garage
ExteriorBalcony · Tennis Court(s)

Community & fees

HOA fee$3,107/mo
Taxes (2025)$10,531/yr
PetsYes
CommunityTennis · Buyer Approval Required · Exercise Room · Management On Site · Mandatory Hoa · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$20,015 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,839
PMI (est., until 20% equity)$1,031
Property tax — 2025 actual bill$878
Condo fee — from the listing$3,107
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $275,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $275,000
Interest rate6.00%
Loan term

Estimated payment

$20,015/mo

Principal & interest$14,839
PMI (est., until 20% equity)$1,031
Property taxes (actual bill)$878
HOA / condo fee$3,107
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.8M
$1.3MedgeAI estimate $1,674,684 · range $1.4M$2.0M$2.9M

vs edgeAI estimate

+64.2%

$/sqft vs Palm Beach actives

$1,460 vs $1,248

Days on market

133 vs 113 typical

Where $1,460/sqft sits among the 192 Palm Beach actives

75
36 · this home
20
18
20
23
$322–934$934–1546$1546–2158$2158–2770$2770–3382$3382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Beach

Map of 3440 S Ocean Boulevard # 708s, Palm Beach FL 33480

Get to know Palm Beach. See the full Palm Beach guide →

PALM BEACH 33480 — neighborhood snapshot

Population

10,901

Median age

69.4

Median income

$151,121

Median home value

$1,218,500

Avg household

1.69

Households w/ children

246

For the school run

Palm Beach County School District

ElementaryLantana Elementary School★★★★
MiddleLantana Middle School★★★★
HighLake Worth High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Beach market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$365K$5.0M

Palm Beach median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

4 of 192

Palm Beach actives have cut their price

This home is listed 597% above the PALM BEACH 33480 median. See the full Palm Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,750,000 $200K
Apr 1, 2026Listed at $2,950,000 · 133 days on market since
1980Built · HALCYON OF PALM BEACH

Reality check

What actually sold near 3440 S Ocean Boulevard # 708s

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3440 S Ocean Boulevard N # 508n, Palm Beach FL 33480Sold · Apr ’26

$1,100,000

3440 S Ocean Boulevard N # 508n, Palm Beach FL 33480 · same community

2 bd · 2 ba · 1,883 sqft · $584/sqft · 167 DOM

3440 S Ocean Blvd # 105N, Palm Beach FL 33480Sold · Jun ’26

$1,095,000

3440 S Ocean Blvd # 105N, Palm Beach FL 33480 · same community

2 bd · 2 ba · 1,885 sqft · $581/sqft · 68 DOM

3440 S Ocean Boulevard # 402s, Palm Beach FL 33480Sold · Jun ’26

$2,500,000

3440 S Ocean Boulevard # 402s, Palm Beach FL 33480 · same community

3 bd · 3 ba · 2,131 sqft · $1,173/sqft · 237 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3440 S Ocean Boulevard # 708s — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3440 S Ocean Boulevard # 708s — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3440 S Ocean Boulevard # 708s FAQs

What would the monthly payment be for 3440 S Ocean Boulevard # 708s, Palm Beach FL 33480?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,015/mo — principal and interest, the actual property-tax bill, the $3,107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3440 S Ocean Boulevard # 708s, Palm Beach FL 33480?+

The association fee works out to $3,107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3440 S Ocean Boulevard # 708s, Palm Beach FL 33480?+

The most recent tax bill on record (2025) was $10,531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3440 S Ocean Boulevard # 708s, Palm Beach FL 33480?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Beach?+

At $2,750,000, this home is listed about 8% above the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3440 S Ocean Boulevard # 708s, Palm Beach FL 33480?+

Lantana Elementary School (elementary), Lantana Middle School (middle), Lake Worth High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,750,000 runs 597% above the PALM BEACH 33480 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $3,107/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $2,950,000, now $2,750,000 — a $200K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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