6550 Sand City Way, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active53 days on marketListed Jun 24, 2026MLS #B26044828
About this home
6550 Sand City Way, Delray Beach FL 33446
Beautiful Updated 4 Bedroom 2.5 Baths, Gorgeous Pool Home on the Lake with 2024 Roof. Additional Updates Include: Newer Air Conditioner, Hot Water Heater, Refrigerator, Washer & Dryer & Whole House Generator. Professionally painted with crisp white paint in the kitchen, family room, & primary bedroom ceiling creating a bright modern move-in-ready interior. The Stunning Custom Double Front Doors creates a grand first impression. Exquisite Window Treatments & Designer Lighting. Enjoy years of splashing into the lovely pool w/ family & friends. Maintenance includes: Free Internet,HBO,SHO,Wifi, Lawn,Exterior Paint & Alarm.Buyer pays one time working capital at closing $5,040. 4th Bedroom is being used as a Den. Buyer/Buyers agent to verify all information herein. Measurements are estimated. Valencia Palms is a Non-Equity Community. You will Enjoy the Country Club Lifestyle Without Paying the Equity Membership Fees. Spectacular Multi-Million Dollar Clubhouse you will enjoy. Stunning Lobby as you enter the Clubhouse with very Comfortable Seating. A Great Place to Meet New and Old Friends. Valencia Palms has 6 Har Tru Lit Tennis Courts (Very Active Tennis Community) with a Wonderful Tennis Pro. Also there are Two Bocce Courts and first class pickle ball courts with stadium seating, Beautiful Grand Ballroom with a Dance Floor, Raised Stage, Drop Down Screens, Separate Dressing Room, Special Lighting & Sound Proofing enhanced by very Comfortable Seating to Enjoy the Great Entertainment. You will Enjoy the Resort Style Swimming Pool, Resistance Pool & Whirlpool Spa, Shaded Cabanas, Men's and Woman's Locker Rooms with Steam Rooms & Showers. Lovely Cafe For Breakfast & Lunch. You can Dine Inside the Cafe or Outside in a Screened Area Overlooking the Beautiful Pool. Waitress Service with a smile. You can Dine Outside under the Umbrellas for your pleasure First Class Fitness Center with an Aerobics Room offering Great Classes at a minimum fee. There are three card rooms, Billiard Room, Conference Room and Arts & Craft Room. There are Many Clubs for you to Join so you can Meet New Friends. There is a Walking, Jogging & Bicycle Path. Valencia Palms is Centrally Located. Very Convenient to Food Shopping, West Palm Beach Airport, Florida Turnpike, Boca Raton Town Center Mall, and many well known Boutiques and Fabulous Restaurants. Also Convenient to Doctors, Hospitals. Not Far From the BEACH, Movie Theaters, Bowling Alley, and Downtown Delray where you have a choice of Fabulous Restaurants and Shopping. Look forward to meeting you and showing this beautiful home to you. 3rd bedrm/den has room for a closet.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,756
Sqft
0.2 ac
Lot size
2
Garage
2005
Year built
1
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,349 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,349/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12%
$/sqft vs Delray Beach actives
$356 vs $243
Days on market
53 vs 61 typical
Where $356/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valencia Palms
Get to know Delray Beach. See the full Delray Beach guide →
Valencia Palms — neighborhood snapshot
Population
1,052
Median age
77
Median income
$93,549
Median home value
$581,885
Avg household
2
Households w/ children
21%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 605% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6550 Sand City Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$850,000
9689 Baywood Park Lane, Delray Beach FL 33446
4 bd · 2.5 ba · 2,834 sqft · $300/sqft · 15 DOM
Sold · Jun ’26$1,125,000
13230 Avila Beach Cove, Delray Beach FL 33446
3 bd · 3.5 ba · 3,050 sqft · $369/sqft · 80 DOM
Sold · Apr ’26$575,000
13648 Venice Beach Pt, Delray Beach FL 33446
4 bd · 2.5 ba · 2,325 sqft · $247/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6550 Sand City Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6550 Sand City Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6550 Sand City Way FAQs
What would the monthly payment be for 6550 Sand City Way, Delray Beach FL 33446?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,349/mo — principal and interest, the actual property-tax bill, the $840/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6550 Sand City Way, Delray Beach FL 33446?+
The association fee works out to $840 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6550 Sand City Way, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $8,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6550 Sand City Way, Delray Beach FL 33446?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $980,000, this home is listed about 263% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 6550 Sand City Way, Delray Beach FL 33446?+
Carver Middle School (middle), Hagen Road Elementary School (elementary), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$980,000 runs 605% above the DELRAY BEACH 33446 median — but at 2,756 sqft it's also nearly twice the size of the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $840/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Carver Middle School, Hagen Road Elementary School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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