109 NE 17th Street, Delray Beach FL 33444, DELRAY BEACH, FL, 33444
Active66 days on marketListed Jun 10, 2026MLS #B26040446
About this home
109 NE 17th Street, Delray Beach FL 33444
Exceptional opportunity in the heart of Delray Beach! This charming 3 bedroom, 2 bathroom residence offers 1,508 square feet of living space on a desirable lot in one of the city's most sought after neighborhoods. Whether you're looking to renovate, expand, build new, or simply enjoy its classic Florida character, this property offers endless possibilities. Recent improvements include impact windows, a new air conditioning system, a newer tankless water heater, fresh interior and exterior paint, a JennAir gas range with hood, and new Bosch refrigerator and dishwasher. The home also features approximately 300 square feet of additional non air conditioned storage space, perfect for beach bikes, surfboards, fishing gear, gardening equipment, or a workshop, plus a whole house gas generator for added peace of mind. Step outside into your private tropical backyard featuring mature avocado, mango, papaya, and banana trees surrounding a beautiful Chicago brick patio, creating the perfect setting for entertaining or relaxing in complete privacy. The property's strong foundation and generous lot provide exceptional flexibility for future improvements. Design the custom pool you've always envisioned, expand the home's footprint, add a second story, or preserve the charm of this classic 1950s Florida cottage while adding your own personal touches. Surrounded by stunning new construction and beautifully renovated homes, this property is an outstanding opportunity for homeowners, investors, and builders alike. With no HOA, a quiet tree lined neighborhood, and ongoing city improvements including upgraded sewer and electric infrastructure, new roads, sidewalks, and decorative street lighting, the area continues to experience exciting revitalization. Ideally located just minutes from Atlantic Avenue, pristine beaches, boutique shopping, award winning restaurants, art galleries, nightlife, golf courses, and waterfront parks. Enjoy biking along quiet city streets to the beach, downtown Delray, neighborhood markets, and local favorites while experiencing the unique charm of Delray's small town atmosphere with world class coastal amenities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,508
Sqft
0.18 ac
Lot size
1955
Year built
1
Levels
$729
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,236 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,236/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
$/sqft vs Delray Beach actives
$729 vs $241
Days on market
66 vs 61 typical
Where $729/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seacrest
Get to know Delray Beach. See the full Delray Beach guide →
Seacrest — neighborhood snapshot
Population
1,561
Median age
44
Median income
$81,384
Median home value
$681,819
Avg household
2
Households w/ children
154
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 434% above the DELRAY BEACH 33444 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 NE 17th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$4,000,000
1701 N Swinton Avenue, Delray Beach FL 33444 · same community
5 bd · 5 ba · 4,573 sqft · $875/sqft · 21 DOM
Sold · Oct ’25$375,000
139 NW 12th Ave, Delray Beach FL 33444
4 bd · 2 ba · 1,579 sqft · $237/sqft · 8 DOM
Sold · Jul ’26$672,000
139 NW 12th Ave, Delray Beach FL 33444
4 bd · 2 ba · 1,579 sqft · $426/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 NE 17th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 NE 17th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 NE 17th Street FAQs
What would the monthly payment be for 109 NE 17th Street, Delray Beach FL 33444?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,236/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 NE 17th Street, Delray Beach FL 33444?+
The most recent tax bill on record (2025) was $8,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 NE 17th Street, Delray Beach FL 33444?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $1,100,000, this home is listed about 307% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 109 NE 17th Street, Delray Beach FL 33444?+
Plumosa School Of The Arts (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 434% above the DELRAY BEACH 33444 median — but at 1,508 sqft it's also 28% larger than the typical Delray Beach listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Plumosa School Of The Arts, Atlantic High School, Carver Middle School, Glades Construction Academy At West Technical — Plumosa School Of The Arts rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,150,000, now $1,100,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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