5197 Minto Road, Boynton Beach FL 33472, BOYNTON BEACH, FL, 33472
Active78 days on marketListed May 22, 2026MLS #B26032773
About this home
5197 Minto Road, Boynton Beach FL 33472
Lovely 2bd 2 bath waterfront villa located within a charming 55+ community. Open floorplan with large neutral tiles creates a light and airy feel throughout the home. Impact glass in both bedrooms give you peace of mind, while the screened in patio overlooking the canal provides you additional space to enjoy the outdoors. Kitchen counter tops are white quartz surrounded by all stainless steel appliances. Includes a 1 car garage with additional storage in the attic. Low HOA affords you a clubhouse with a heated pool overlooking the lake, tennis courts and a lovely walking path around the community. Pets are ok (dogs and cats)!! Great convenient location near tons of shopping too! Welcome Home!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,232
Sqft
0.1 ac
Lot size
1
Garage
1979
Year built
1
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boynton Beach actives
$264 vs $236
Days on market
78 vs 64 typical
Where $264/sqft sits among the 399 Boynton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirror Lakes
Get to know Boynton Beach. See the full Boynton Beach guide →
Mirror Lakes — neighborhood snapshot
Population
465
Median age
53
Median income
$47,857
Median home value
$252,500
Avg household
2
Households w/ children
70%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boynton Beach market
$555K → $405K
Boynton Beach median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
39 of 399
Boynton Beach actives have cut their price
Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the BOYNTON BEACH 33472 median. See the full Boynton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5197 Minto Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
10170 40th Way # 258, Boynton Beach FL 33436
2 bd · 2 ba · 1,238 sqft · $97/sqft · 287 DOM
Sold · Jun ’26$155,000
10138 S 45th Terrace, Boynton Beach FL 33436
2 bd · 2 ba · 1,238 sqft · $125/sqft · 232 DOM
Sold · Jun ’26$155,000
10136 S 42nd Avenue S, Boynton Beach FL 33436
2 bd · 2 ba · 1,238 sqft · $125/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5197 Minto Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5197 Minto Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5197 Minto Road FAQs
What would the monthly payment be for 5197 Minto Road, Boynton Beach FL 33472?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,693/mo — principal and interest, the actual property-tax bill, the $192/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5197 Minto Road, Boynton Beach FL 33472?+
The association fee works out to $192 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5197 Minto Road, Boynton Beach FL 33472?+
The most recent tax bill on record (2025) was $3,405. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5197 Minto Road, Boynton Beach FL 33472?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boynton Beach?+
At $325,000, this home is priced right at the Boynton Beach median.
Which schools are assigned to 5197 Minto Road, Boynton Beach FL 33472?+
Crystal Lakes Elementary School (elementary), Boynton Beach Community High (high), West Boynton Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BOYNTON BEACH 33472 market on paper
$325,000 is 10% below the BOYNTON BEACH 33472 median of $362,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Crystal Lakes Elementary School, Boynton Beach Community High, West Boynton Middle School, Glades Construction Academy At West Technical — Crystal Lakes Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $340,000, now $325,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Boynton Beach homes, in your inbox
Like 5197 Minto Road, Boynton Beach FL 33472 but not quite? A daily digest of every new listing in Boynton Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →