1131 Surf Road, Singer Island FL 33404, SINGER ISLAND, FL, 33404
Active84 days on marketListed May 21, 2026MLS #B26031456
About this home
1131 Surf Road, Singer Island FL 33404
Impeccable, recently renovated, CBS Yacht Harbor Estates home that includes a beautiful modern custom heated pool with a travertine deck and new pool heater. The backyard is a south facing, private, fenced retreat that along with the new heated pool, has a covered patio and lots of open area. Other new features include an a/c system with an ultra-violet light, travertine tile throughout, impact windows and plantation shutters. Front to back, the home is street to street with no immediate rear neighbors, has 2 Bedrooms, 2 baths, plus an additional 12' x 16' flex room currently used as a sleeping room, plantation shutters, a wide driveway, and a garage. Furniture is negotiable. Close to PBI airport, beaches, intracoastal, Singer Island and Palm Beach County venues, amenities, and hotels.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,550
Sqft
0.19 ac
Lot size
1
Garage
1953
Year built
1
Levels
$735
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,102 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,102/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Singer Island actives
$735 vs $595
Days on market
84 vs 104 typical
Where $735/sqft sits among the 126 Singer Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Singer Island. See the full Singer Island guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Singer Island market
$1.0M → $1.2M
Singer Island median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
6 of 126
Singer Island actives have cut their price
This home is listed 359% above the SINGER ISLAND 33404 median. See the full Singer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 1131 Surf Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,750,000
Nearby listing
2 bd · 2.5 ba · 1,533 sqft · $1,142/sqft · 77 DOM
Sold · Sep ’25$1,499,000
Nearby listing
2 bd · 2.5 ba · 1,533 sqft · $978/sqft · 114 DOM
Sold · Jan ’26$1,150,000
1211 Dolphin Road, Riviera Beach FL 33404
3 bd · 2.5 ba · 1,584 sqft · $726/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1131 Surf Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1131 Surf Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1131 Surf Road FAQs
What would the monthly payment be for 1131 Surf Road, Singer Island FL 33404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,102/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1131 Surf Road, Singer Island FL 33404?+
The most recent tax bill on record (2025) was $16,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1131 Surf Road, Singer Island FL 33404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Singer Island?+
At $1,139,000, this home is listed about 43% above the Singer Island median of $795,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1131 Surf Road, Singer Island FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,139,000 runs 359% above the SINGER ISLAND 33404 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Singer Island homes, in your inbox
Like 1131 Surf Road, Singer Island FL 33404 but not quite? A daily digest of every new listing in Singer Island — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →