1248 N Harbor Drive, Singer Island FL 33404, SINGER ISLAND, FL, 33404
Active117 days on marketListed Apr 20, 2026MLS #B26017729
About this home
1248 N Harbor Drive, Singer Island FL 33404
Coastal living done right—just steps from the sand. Welcome to 1248 N. Harbor Drive, a fully renovated Singer Island retreat offering 4 bedrooms, 3.5 baths, and over 2,000 square feet of bright, open living space. Thoughtfully designed with a split floor plan, the private primary suite sits tucked away on one side, while three additional bedrooms on the opposite wing provide the perfect setup for guests or family. The heart of the home is a sleek, modern kitchen featuring high-end appliances and seamless flow into the main living and dining areas—ideal for both everyday living and entertaining. Step outside and you've got your own private escape. A sparkling pool, sun-soaked patio, and plenty of space to unwind or host under the South Florida sky. All just a short stroll to the beach, with easy access to everything Singer Island has to offer—from waterfront dining to laid-back coastal living. Washer and dryer included. Available for annual lease.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,800
Sqft
1
Garage
1960
Year built
1
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$247 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$247/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Singer Island actives
$4 vs $595
Days on market
117 vs 104 typical
Where $4/sqft sits among the 127 Singer Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Singer Island. See the full Singer Island guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Singer Island market
$1.0M → $1.2M
Singer Island median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
6 of 127
Singer Island actives have cut their price
This home is listed 95% below the SINGER ISLAND 33404 median. See the full Singer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 1248 N Harbor Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$3,950,000
1151 Coral Way, Singer Island FL 33404
4 bd · 4 ba · 2,942 sqft · $1,343/sqft · 64 DOM
Sold · May ’26$1,585,000
5200 N Ocean Drive # 2003, Singer Island FL 33404
3 bd · 3.5 ba · 2,657 sqft · $597/sqft · 117 DOM
Sold · Jun ’26$2,750,000
1210 Bimini Lane, Singer Island FL 33404
3 bd · 3 ba · 2,982 sqft · $922/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1248 N Harbor Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1248 N Harbor Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1248 N Harbor Drive FAQs
What would the monthly payment be for 1248 N Harbor Drive, Singer Island FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $247/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1248 N Harbor Drive, Singer Island FL 33404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Singer Island?+
At $12,000, this home is listed about 98% below the Singer Island median of $795,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1248 N Harbor Drive, Singer Island FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SINGER ISLAND 33404 market on paper
$12,000 is 95% below the SINGER ISLAND 33404 median of $248,000, and at $4/sqft it sits under the Singer Island average of $671.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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