975 4th Lane, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active89 days on marketListed May 15, 2026MLS #B26028923
About this home
975 4th Lane, Vero Beach FL 32962
Situated in a friendly, established neighborhood with no HOA, this sweet 3/2 sits just 5 minutes from downtown restaurants and 10 minutes from bridges and beaches. Highlights of the remodelled kitchen include new cabinetry, appliances, custom seashell-accented countertops, and lots of natural light. The large backyard is shaded by mature oak trees with plenty of room for a pool. Full of charm and potential, other features include an oversized 2-car garage, rebuilt screened porch, 2022 roof, 2025 HVAC, and RainSoft water softener system. Easy to show — don't miss it! Roomszsapprox
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,513
Sqft
0.25 ac
Lot size
2
Garage
1986
Year built
1
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,400 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.9%
$/sqft vs Vero Beach actives
$205 vs $249
Days on market
89 vs 58 typical
Where $205/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinecrest
Get to know Vero Beach. See the full Vero Beach guide →
Pinecrest — neighborhood snapshot
Population
735
Median age
46
Median income
$111,125
Median home value
$334,700
Avg household
4
Households w/ children
31%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
47 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 975 4th Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$345,000
2145 5TH STREET
3 bd · 2 ba · 1,507 sqft · $229/sqft · 0 DOM
Sold · Apr ’26$319,900
720 2nd Pl SW, Vero Beach FL 32962
3 bd · 2 ba · 1,463 sqft · $219/sqft · 383 DOM
Sold · Jul ’26$360,000
160 9th Court, Vero Beach FL 32962
3 bd · 2 ba · 1,421 sqft · $253/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 975 4th Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 975 4th Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
975 4th Lane FAQs
What would the monthly payment be for 975 4th Lane, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 975 4th Lane, Vero Beach FL 32962?+
The most recent tax bill on record (2025) was $3,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 975 4th Lane, Vero Beach FL 32962?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $310,000, this home is listed about 31% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 975 4th Lane, Vero Beach FL 32962?+
Oslo Middle School (middle), Citrus Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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