2296 18TH AVE SW, VERO BEACH, FL, 32962
Active85 days on marketListed May 9, 2026MLS #O6406452
About this home
2296 18TH AVE SW
Beautifully remodeled home in desirable Vero Beach Highlands with low HOA fees under $400 per year! This move-in ready property **furnishings negotiable** features a large corner lot, a durable metal roof (2016) and a full interior remodel completed in 2022, including a new A/C, new hot water heater, new appliances, tile and luxury vinyl plank flooring throughout (NO CARPET), an updated kitchen, and beautifully renovated bathrooms. Plantation shutters throughout add a clean, upscale touch, while the large storage shed/workshop wired for electricity offers excellent space for tools, hobbies, storage, or projects. Enjoy the lifestyle and value of Vero Beach Highlands, with community amenities that include two pools, a clubhouse/banquet hall, gymnasium, playground, walking path around two ponds, basketball, racquetball, handball, pickleball, shuffleboard, and tennis courts. Conveniently located near Vero Beach’s beaches, shopping, restaurants, golf, fishing, cultural attractions, and the Treasure Coast lifestyle. Vero Beach is known for its oceanfront dining, boutique shopping, beaches, arts, and attractions such as Riverside Theatre and the Vero Beach Museum of Art. With Airbnb potential, this home is a great fit for a full-time homeowner, investor, or seasonal resident looking for a low-maintenance Florida getaway in a community with tons of amenities and an affordable annual HOA.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,152
Sqft
0.27 ac
Lot size
1
Garage
1982
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,395 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,395/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs Vero Beach actives
$265 vs $244
Days on market
85 vs 30 typical
Where $265/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highlands
Get to know Vero Beach. See the full Vero Beach guide →
Highlands — neighborhood snapshot
Population
5,496
Median age
46
Median income
$69,755
Median home value
$274,219
Avg household
3
Households w/ children
841
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
61 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2296 18TH AVE SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$274,900
2255 15TH AVENUE SW · same community
3 bd · 2 ba · 1,126 sqft · $244/sqft · 73 DOM
Sold · Jul ’26$333,000
1085 24th Place, Vero Beach FL 32962 · same community
3 bd · 2 ba · 1,100 sqft · $303/sqft · 98 DOM
Sold · May ’26$389,000
1125 19TH STREET SW · same community
3 bd · 2 ba · 1,362 sqft · $286/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2296 18TH AVE SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2296 18TH AVE SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2296 18TH AVE SW FAQs
What would the monthly payment be for 2296 18TH AVE SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,395/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2296 18TH AVE SW?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2296 18TH AVE SW?+
The most recent tax bill on record (2025) was $3,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2296 18TH AVE SW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $304,900, this home is listed about 9% below the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2296 18TH AVE SW?+
Indian River Academy (elementary), Oslo Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALL FLORIDA PREMIER REALTY GROUP LLC · Jeff Powell. MLS #O6406452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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