2631 12th Square SW, Vero Beach FL 32968, VERO BEACH, FL, 32968
Active98 days on marketListed May 6, 2026MLS #B26024806
About this home
2631 12th Square SW, Vero Beach FL 32968
This charming, well-maintained 3-bed, 2-bath single-family home is nestled in the highly desirable Majestic Oaks community of Vero Beach. Ideally located with access to I-95 and just a short drive to everyday shopping, dining, beaches, and nearby St. Lucie County. Pride of ownership is evident throughout, as this residence has been thoughtfully cared for with attention to detail inside and out. The inviting layout provides a comfortable flow for everyday living, while offering a wonderful opportunity for you to add your own personal touches and truly make it yours. Residents of Majestic Oaks enjoy a well-kept community with a low HOA, adding to the overall appeal of this home. This move-in-ready property offers a fantastic opportunity in a highly sought-after location. Call to tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,232
Sqft
0.08 ac
Lot size
2
Garage
2004
Year built
1
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,383 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs Vero Beach actives
$243 vs $248
Days on market
98 vs 58 typical
Where $243/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Majestic Oaks
Get to know Vero Beach. See the full Vero Beach guide →
Majestic Oaks — neighborhood snapshot
Population
382
Median age
25
Median income
$44,055
Median home value
$161,000
Avg household
4
Households w/ children
75%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
48 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the VERO BEACH 32968 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2631 12th Square SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$310,000
2559 12th Square SW, Vero Beach FL 32968 · same community
4 bd · 2 ba · 1,887 sqft · $164/sqft · 15 DOM
Sold · Mar ’26$340,000
2551 12th Square SW, Vero Beach FL 32968 · same community
3 bd · 2 ba · 1,893 sqft · $180/sqft · 38 DOM
Sold · Sep ’25$325,000
2538 12th Square SW, Vero Beach FL 32968 · same community
4 bd · 2.5 ba · 2,223 sqft · $146/sqft · 266 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2631 12th Square SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2631 12th Square SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2631 12th Square SW FAQs
What would the monthly payment be for 2631 12th Square SW, Vero Beach FL 32968?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,383/mo — principal and interest, the actual property-tax bill, the $198/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2631 12th Square SW, Vero Beach FL 32968?+
The association fee works out to $198 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2631 12th Square SW, Vero Beach FL 32968?+
The most recent tax bill on record (2025) was $1,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2631 12th Square SW, Vero Beach FL 32968?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $299,000, this home is listed about 34% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2631 12th Square SW, Vero Beach FL 32968?+
Oslo Middle School (middle), Citrus Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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