413 Hernando Street, Fort Pierce FL 34949, FORT PIERCE, FL, 34949
Active118 days on marketListed Apr 17, 2026MLS #B26017105
About this home
413 Hernando Street, Fort Pierce FL 34949
Rare island opportunity! This turnkey 2-unit multifamily gem on Hutchinson Island sits just two blocks from the beach and steps from vibrant dining, nightlife, and boating. Unit 1 (upstairs) boasts stunning ocean views, 2BR/2BA, a island kitchen with granite counters, SS appliances, and a gas range. Unit 2 provides a private 1BR/1BA retreat. Extensive upgrades include impact windows, a 2021 metal roof, and lush tropical landscaping with room for a pool. Enjoy the coastal breeze from the covered balcony or patio. Includes 2 garage spaces (possible add 3rd unit), laundry, and comes fully furnished. Successfully operated as an Airbnb for nearly 3 years with financials available. Whether you're looking for a premier short-term rental or a dual-living beach escape, this property delivers.
Facts & features
The home at a glance
1,590
Sqft
0.19 ac
Lot size
1991
Year built
2
Levels
$535
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,148 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,148/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Pierce actives
$535 vs $208
Days on market
118 vs 65 typical
Where $535/sqft sits among the 399 Fort Pierce actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beach
Get to know Fort Pierce. See the full Fort Pierce guide →
South Beach — neighborhood snapshot
Population
4,027
Median age
65
Median income
$67,737
Median home value
$384,267
Avg household
2
Households w/ children
23%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
39 of 399
Fort Pierce actives have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the FORT PIERCE 34949 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 413 Hernando Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
1770 Coral Circle, Fort Pierce FL 34949 · same community
3 bd · 2 ba · 1,412 sqft · $266/sqft · 53 DOM
Sold · Jun ’26$420,000
107 Fernandina Street, Fort Pierce FL 34949
3 bd · 2 ba · 1,610 sqft · $261/sqft · 11 DOM
Sold · Jul ’26$350,000
506 Mariner Bay Boulevard, Fort Pierce FL 34949
3 bd · 2 ba · 1,482 sqft · $236/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 413 Hernando Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 413 Hernando Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
413 Hernando Street FAQs
What would the monthly payment be for 413 Hernando Street, Fort Pierce FL 34949?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 413 Hernando Street, Fort Pierce FL 34949?+
The most recent tax bill on record (2025) was $13,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 413 Hernando Street, Fort Pierce FL 34949?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $849,900, this home is listed about 166% above the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 413 Hernando Street, Fort Pierce FL 34949?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,900 runs 131% above the FORT PIERCE 34949 median.
02Ocean & Water & Direct Ocean & Ocean View views
The ocean and water and direct ocean and ocean view view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $924,900, now $849,900 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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