, HUTCHINSON ISLAND, FL, 34949
Active142 days on marketListed Mar 13, 2026MLS #B26001660
About this home
Ultimate oceanfront living is redefined in this newly completed 4-story residence. The entire top flr is a palatial master suite w/T&G wood ceiling, spa bath w/relaxing tub & dual vanities, & access to your private rooftop deck w/tiki bar for cocktails & Inlet views. The 3rd flr main living area has a gourmet kitchen w/Quartz counters made for entertaining, wine cooler for your collection, & living rm w/sleek fireplace. Smart wiring inst. Elevator access to all levels & numerous balconies w/sweeping ocean views. Private beach access in your bkyd. Located steps to waterfront dining & nightlife.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
4,433
Sqft
0.2 ac
Lot size
1
Garage
2026
Year built
4
Levels
$665
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,458 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,458/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hutchinson Island actives
$665 vs $365
Days on market
142 vs 116 typical
Where $665/sqft sits among the 87 Hutchinson Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beach
Get to know Hutchinson Island. See the full Hutchinson Island guide →
South Beach — neighborhood snapshot
Population
4,027
Median age
65
Median income
$67,737
Median home value
$384,267
Avg household
2
Households w/ children
23%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hutchinson Island market
$450K → $1.3M
Hutchinson Island median sold, yr/yr
89.3%
Sale-to-list ratio (12 mo)
8 of 87
Hutchinson Island actives have cut their price
Median sold price, Hutchinson Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 708% above the HUTCHINSON ISLAND 34949 median. See the full Hutchinson Island market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
1770 Coral Circle, Fort Pierce FL 34949 · same community
3 bd · 2 ba · 1,412 sqft · $266/sqft · 53 DOM
Sold · Jan ’26$1,250,000
1701 BAYSHORE DRIVE
3 bd · 3 ba · 2,328 sqft · $537/sqft · 174 DOM
Sold · Jul ’26$640,000
Nearby listing
3 bd · 2.5 ba · 2,164 sqft · $296/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,458/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $15,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hutchinson Island?+
At $2,950,000, this home is listed about 307% above the Hutchinson Island median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,950,000 runs 708% above the HUTCHINSON ISLAND 34949 median — but at 4,433 sqft it's also nearly twice the size of the typical Hutchinson Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $3,950,000, now $2,950,000 — a $1.0M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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