David Ramirez
$750,000$800,0003 bd2.5 ba2,050 sqft$366 /sqft$5,183 /mo all-in ↓

612 SE 6th Street, Stuart FL 34994, STUART, FL, 34994

Active104 days on marketListed Apr 14, 2026MLS #B26015979

Reduced $50KWaterfrontPrivate poolSingle Family Residence333860 Highlands, Stypmann

About this home

612 SE 6th Street, Stuart FL 34994

Set on a lush half-acre in Stuart, this lake side residence offers privacy, space, and an easy Florida lifestyle just minutes from downtown and the beach. This 3-bedroom, 2.5-bath home features a split floor plan, open kitchen, and durable flooring throughout, creating a comfortable and welcoming layout. Vaulted ceilings and natural light brighten the living areas, while serene water views and tropical landscaping create a setting that feels like a park in the town. Enjoy a screened pool ideal for relaxing or entertaining. Additional highlights include a 2-car garage, ample storage, and a detached shed. Positioned on a quiet cul-de-sac east of US-1, this is a rare blend of location, land, and setting.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,050

Sqft

2

Garage

2000

Year built

1

Levels

$366

Per sqft

Private poolWaterfrontGarden & Lake & Pool & Lake View viewPets allowed

Inside

FlooringTile · Wood
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorBar · Built-in Features · Vaulted Ceiling(s) · Volume Ceilings · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofMetal · Metal Roof
ConstructionStucco
ViewGarden · Lake · Pool · Lake View
FacesSoutheast
Parking2 Or More Spaces · Driveway · Parking Garage
ExteriorEast Of Us1

Community & fees

Taxes (2025)$8,343/yr
PetsYes
CommunityUnpaved Road

Utilities & systems

UtilitiesCable Connected · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,183 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$695
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$5,183/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$695
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$451KedgeAI estimate $657,242 · range $470K$780K$811K

vs edgeAI estimate

+14.1%

$/sqft vs Stuart actives

$366 vs $265

Days on market

104 vs 94 typical

Where $366/sqft sits among the 400 Stuart actives

212
114 · this home
34
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stypmann

Map of 612 SE 6th Street, Stuart FL 34994 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Stypmann — neighborhood snapshot

Population

555

Median age

41

Median income

$54,333

Median home value

$284,000

Avg household

3

Households w/ children

61%

For the school run

Martin County School District

MiddleStuart Middle School★★★★★
ElementaryJ. D. Parker School Of Technology★★★★
HighJensen Beach High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

41 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 317% above the STUART 34994 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $750,000 $50K
Apr 14, 2026Listed at $800,000 · 104 days on market since
2000Built · 333860 Highlands, Stypmann

Reality check

What actually sold near 612 SE 6th Street

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

508 SW South Carolina Dr, Stuart FL 34994Sold · Oct ’25

$1,049,000

508 SW South Carolina Dr, Stuart FL 34994

3 bd · 2.5 ba · 2,111 sqft · $497/sqft · 0 DOM

509 SW Riverdale Street, Stuart FL 34994Sold · Feb ’26

$420,000

509 SW Riverdale Street, Stuart FL 34994

3 bd · 2.5 ba · 2,180 sqft · $193/sqft · 720 DOM

443 SE Dolphin Drive, Stuart FL 34996Sold · Jun ’26

$695,000

443 SE Dolphin Drive, Stuart FL 34996

4 bd · 3 ba · 2,212 sqft · $314/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 612 SE 6th Street — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 612 SE 6th Street — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

612 SE 6th Street FAQs

What would the monthly payment be for 612 SE 6th Street, Stuart FL 34994?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,183/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 612 SE 6th Street, Stuart FL 34994?+

The most recent tax bill on record (2025) was $8,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 612 SE 6th Street, Stuart FL 34994?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $750,000, this home is listed about 183% above the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 612 SE 6th Street, Stuart FL 34994?+

Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$750,000 runs 317% above the STUART 34994 median — but at 2,050 sqft it's also nearly twice the size of the typical Stuart listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $800,000, now $750,000 — a $50K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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