178 SW Pomeroy Street, Stuart FL 34997, STUART, FL, 34997
Active64 days on marketListed May 21, 2026MLS #B26031343
About this home
178 SW Pomeroy Street, Stuart FL 34997
Welcome to 178 Southwest Pomeroy Street, a beautifully crafted 2023-built home in the heart of Stuart, Florida. This newer-construction residence offers the rare combination of modern design, generous living space, and a serene natural setting. Inside, you'll find three well-appointed bedrooms plus a versatile den — ideal as a home office, study, or guest space — along with a spacious upstairs loft that adds flexible room for a media area, playroom, or second living space. The home's contemporary finishes and thoughtful layout reflect the quality of recent construction, with the low-maintenance peace of mind that comes from a home built in 2023. One of this property's standout features is its tranquil backdrop: the home overlooks a lush nature preserve, offering privacy, scenic views, and a quiet connection to the outdoors right from your backyard. Mornings here come with birdsong and greenery rather than neighboring rooftops. Beyond the home itself, the community offers a true Florida lifestyle perk — communal access to the St. Lucie River. Whether you enjoy boating, fishing, or simply taking in the water, this coveted amenity puts the region's renowned waterways within easy reach. Located in Stuart — the "Sailfish Capital of the World" — you'll enjoy proximity to charming downtown shops and dining, beautiful beaches, and the laid-back coastal living the Treasure Coast is known for. Don't miss the opportunity to own a like-new home that blends modern comfort, flexible space, and an unbeatable natural setting. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,363
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
2
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,904 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,904/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+60.4%
$/sqft vs Stuart actives
$321 vs $265
Days on market
64 vs 94 typical
Where $321/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Banyan Bay
Get to know Stuart. See the full Stuart guide →
Banyan Bay — neighborhood snapshot
Population
415
Median age
68
Median income
$64,457
Median home value
$191,600
Avg household
2
Households w/ children
19%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 178 SW Pomeroy Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$706,000
163 SW Pomeroy Street, Stuart FL 34997 · same community
5 bd · 3 ba · 2,988 sqft · $236/sqft · 300 DOM
Sold · May ’26$1,100,000
4973 SW Winchester Drive, Stuart FL 34997
3 bd · 2.5 ba · 2,668 sqft · $412/sqft · 11 DOM
Sold · Jul ’26$520,000
5958 SE Sky Blue Circle, Stuart FL 34997
4 bd · 2 ba · 2,034 sqft · $256/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 178 SW Pomeroy Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 178 SW Pomeroy Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
178 SW Pomeroy Street FAQs
What would the monthly payment be for 178 SW Pomeroy Street, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,904/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 178 SW Pomeroy Street, Stuart FL 34997?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 178 SW Pomeroy Street, Stuart FL 34997?+
The most recent tax bill on record (2025) was $464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 178 SW Pomeroy Street, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $759,000, this home is listed about 186% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 178 SW Pomeroy Street, Stuart FL 34997?+
Martin County High School (high), Dr. David L. Anderson Middle School (middle), J. D. Parker School Of Technology (elementary) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$759,000 runs 95% above the STUART 34997 median — but at 2,363 sqft it's also nearly twice the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $779,000, now $759,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Stuart homes, in your inbox
Like 178 SW Pomeroy Street, Stuart FL 34997 but not quite? A daily digest of every new listing in Stuart — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →