David Ramirez
$250,0002 bd2 ba1,016 sqft$246 /sqft$2,013 /mo all-in ↓

1638 STICKNEY POINT ROAD UNIT 38-102, SARASOTA, FL, 34231

Active7 days on marketListed Jul 31, 2026MLS #A4701687

CondominiumCASTEL DEL MARE

About this home

1638 STICKNEY POINT ROAD UNIT 38-102

Enjoy all the benefits of Siesta Key living—without the traffic! Ideally situated at the south entrance to Siesta Key in the sought-after waterfront community of Castel del Mare, this light-filled first-floor, 2-bedroom, 2-bath residence offers the perfect combination of comfort, convenience, and coastal lifestyle. Just moments from world-renowned Siesta Key Beach, you'll appreciate easy island access while remaining close to mainland shopping, dining, entertainment, and everyday conveniences. The thoughtfully designed 2 bedroom 2-bathroom floor plan features an inviting open-concept living and dining area enhanced by abundant natural light. The spacious living room flows seamlessly into the enclosed garden-view lanai, creating a peaceful space to enjoy your morning coffee, read a book, or unwind while overlooking the lush tropical landscaping. The kitchen offers warm wood cabinetry, generous storage, ample counter space, and a functional layout with pass through to the dining room that makes meal preparation effortless. The primary suite provides a tranquil retreat with a walk-in closet, en-suite bath featuring an updated vanity and walk-in shower, while the guest bedroom is generously sized and conveniently located near the second full bath—perfect for visiting family and friends, can easily be used as flex space accommodating a home office, reading nook, or hobby area. Beyond the residence, Castel Del Mare offers an exceptional collection of resort-style amenities, including two heated swimming pools, tennis and pickleball courts, shuffleboard, a clubhouse, kayak launch and storage, fishing, and a scenic waterfront boardwalk that winds throughout the beautifully landscaped community. Spend your days relaxing beside the bayfront pool, launching a kayak on the Intracoastal Waterway, watching dolphins and boats drift by, or taking in breathtaking Sarasota sunsets. With Siesta Key Beach just moments away and everything Sarasota has to offer within easy reach, this waterfront retreat delivers an exceptional combination of location, lifestyle, and value. Schedule your private showing today and experience the best of Florida waterfront living. Long-term tenant in place.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,016

Sqft

0 ac

Lot size

1975

Year built

One

Levels

$246

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ParkingAssigned · Covered
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,244/yr
PetsNo
CommunityIntracoastal Waterway · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,013 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$270
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,013/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$270
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $453,981 · range $388K$480K$500K

vs edgeAI estimate

−44.9%

$/sqft vs CASTEL DEL MARE

$246 vs $364

Days on market

7 vs 61 typical

Where $246/sqft sits among the 8 homes for sale in CASTEL DEL MARE

1 · this home
2
2
1
0
2
$246–293$293–341$341–388$388–436$436–484$484+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 1638 STICKNEY POINT ROAD UNIT 38-102

Drive times from this address

Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34231 — neighborhood snapshot

Population

32,203

Median age

55.1

Median income

$69,721

Median home value

$363,400

Avg household

2.03

Households w/ children

2,803

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

2 of 8

CASTEL DEL MARE have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $250,000 · 7 days on market since
1975Built · CASTEL DEL MARE

Reality check

What actually sold near 1638 STICKNEY POINT ROAD UNIT 38-102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1624 STICKNEY POINT ROAD UNIT 401Sold · Dec ’25

$370,000

1624 STICKNEY POINT ROAD UNIT 401 · same community

2 bd · 2 ba · 1,016 sqft · $364/sqft · 10 DOM

1654 STICKNEY POINT ROAD UNIT 54-201Sold · Jul ’26

$280,000

1654 STICKNEY POINT ROAD UNIT 54-201 · same community

2 bd · 2 ba · 1,016 sqft · $276/sqft · 53 DOM

1624 STICKNEY POINT ROAD UNIT 1624-301Sold · Apr ’26

$440,000

1624 STICKNEY POINT ROAD UNIT 1624-301 · same community

2 bd · 2 ba · 1,016 sqft · $433/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1638 STICKNEY POINT ROAD UNIT 38-102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1638 STICKNEY POINT ROAD UNIT 38-102 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1638 STICKNEY POINT ROAD UNIT 38-102 FAQs

What would the monthly payment be for 1638 STICKNEY POINT ROAD UNIT 38-102?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1638 STICKNEY POINT ROAD UNIT 38-102?+

The most recent tax bill on record (2025) was $3,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1638 STICKNEY POINT ROAD UNIT 38-102?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $250,000, this home is listed about 56% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1638 STICKNEY POINT ROAD UNIT 38-102?+

Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$250,000 runs 15% above the SARASOTA 34231 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 7 days on market in a Sarasota market that averages 61 — if it fits, move quickly.

04Strong assigned schools

Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Lenore Treiman. MLS #A4701687.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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