David Ramirez
$373,7502 bd1.5 ba1,036 sqft$361 /sqft$2,820 /mo all-in ↓

1646 STICKNEY POINT ROAD UNIT 101, SARASOTA, FL, 34231

Active22 days on marketListed Jul 12, 2026MLS #A4699325

TownhouseCASTEL DEL MARE

About this home

1646 STICKNEY POINT ROAD UNIT 101

Live close to Siesta Key Beach, rated in the top ten beaches and in Sarasota, Florida, CNN rated as the #1 city to visit in the United States for under $375,000. This two-bedroom, one and one-half bathroom townhouse unit is just across the south bridge to Siesta Key. A short walk to Crescent Beach, restaurants, shopping, and off-island in season, do not deal with beach traffic. The 1,232 square foot townhouse has two floors, a screened and private covered lanai on the first floor and a private open balcony on the second floor. The living area and the primary upstairs bedroom both overlook a private, tranquil rear yard and greenbelt area for your relaxation and your enjoyment. This townhouse is turn-key furnished, with an inside utility closet with a stack washer/dryer, new extra under stairs, 3 x 6 storage closet and an additional 4 x 6 mechanical closet with the HVAC system, hot water heater and more storage space. This is one of the few units in the complex with inside utility. This unit has been fully renovated by the current owner with all new stainless steel appliances, all new flooring, all new shiplap walling in Dining area, and second-floor full bathroom, with new vanity, and all new stair case and wood risers. Decorated turnkey furnished, this townhouse shows extremely well for one's personal enjoyment and the Siesta Key lifestyle or as an investment property with a one-month minimum rental, three times a year. The monthly condo fee covers the barrel-tile roof which is maintained annually, and the exterior of the building, maintenance and insurance, landscaping, all amenities including on-site management, two heated community pools, one on the intercoastal with water views, a clubhouse, pickleball courts, tennis courts, shuffle board, a mangrove walk, and a gazebo on the intercoastal for fishing or watching sunset. Through the association and paid for with the monthly fees are the financial reserves, basic cable television, water, sewer, trash, recycling, and weekly pest control. Unit #101 assigned and deeded parking space, #163 is on the left of this unit's front door and two guest parking spaces are directly across the driveway from this unit. Other monthly costs are the electric (FPL) $80 a month, and internet (Frontier) $50 a month, on average. Your homeowner's interior insurance is less than $75 a month and the policy is paid through April of 2027. If you want to drive, there is the Gulf Gate Mall a the corner of US41 and Stickney Point Road with shopping, restaurants, hardware, Publix and Detwiler grocery stores. Castel Del Mare has 185 units, borders the intercostal, and owning one of only 16 townhouses is this island community could be yours. The townhouses have no one above them, so more quiet than your normal stack units with another unit above. This townhouse is vacant and easy to see.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,036

Sqft

8.98 ac

Lot size

1975

Year built

Two

Levels

$361

Per sqft

Garden & Park/Greenbelt viewTurnkey

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Park/Greenbelt
FacesSoutheast
ParkingAssigned · Guest
ExteriorBalcony · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,529/yr
PetsNo
CommunityFishing · Intracoastal Waterway · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,820 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,200
FHA mortgage insurance (est.)$165
Property tax — 2025 actual bill$294
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,081Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,081
Interest rate6.00%
Loan term

Estimated payment

$2,820/mo

Principal & interest$2,200
FHA mortgage insurance (est.)$165
Property taxes (actual bill)$294
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $374K
$245KedgeAI estimate $256,987 · range $255K$261K$389K

vs edgeAI estimate

+45.4%

$/sqft vs CASTEL DEL MARE

$361 vs $337

Days on market

22 vs 62 typical

Where $361/sqft sits among the 8 homes for sale in CASTEL DEL MARE

2
1
3 · this home
0
1
1
$246–287$287–328$328–369$369–409$409–450$450+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 1646 STICKNEY POINT ROAD UNIT 101

Drive times from this address

Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34231 — neighborhood snapshot

Population

32,203

Median age

55.1

Median income

$69,721

Median home value

$363,400

Avg household

2.03

Households w/ children

2,803

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

2 of 8

CASTEL DEL MARE have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $373,750 · 22 days on market since
1975Built · CASTEL DEL MARE

Reality check

What actually sold near 1646 STICKNEY POINT ROAD UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1624 STICKNEY POINT ROAD UNIT 401Sold · Dec ’25

$370,000

1624 STICKNEY POINT ROAD UNIT 401 · same community

2 bd · 2 ba · 1,016 sqft · $364/sqft · 10 DOM

1654 STICKNEY POINT ROAD UNIT 54-201Sold · Jul ’26

$280,000

1654 STICKNEY POINT ROAD UNIT 54-201 · same community

2 bd · 2 ba · 1,016 sqft · $276/sqft · 53 DOM

1624 STICKNEY POINT ROAD UNIT 1624-301Sold · Apr ’26

$440,000

1624 STICKNEY POINT ROAD UNIT 1624-301 · same community

2 bd · 2 ba · 1,016 sqft · $433/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1646 STICKNEY POINT ROAD UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1646 STICKNEY POINT ROAD UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1646 STICKNEY POINT ROAD UNIT 101 FAQs

What would the monthly payment be for 1646 STICKNEY POINT ROAD UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1646 STICKNEY POINT ROAD UNIT 101?+

The most recent tax bill on record (2025) was $3,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1646 STICKNEY POINT ROAD UNIT 101?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $373,750, this home is listed about 34% below the Sarasota median of $569,945. The market section on this page shows how the area is trending.

Which schools are assigned to 1646 STICKNEY POINT ROAD UNIT 101?+

Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$373,750 runs 74% above the SARASOTA 34231 median.

02Garden & Park/Greenbelt views

The garden and park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Andrew Vac. MLS #A4699325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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