David Ramirez
$475,9003 bd2.5 ba1,831 sqft$260 /sqft$4,221 /mo all-in ↓

4634 CRESTPOINT WAY, PALMETTO, FL, 34221

Active1 days on marketListed Jul 27, 2026MLS #A4701167

Single Family ResidenceARTISAN LAKES ESPLANADE PH V SUBPH B & C

About this home

4634 CRESTPOINT WAY

Welcome to your Florida dream home in the highly sought-after Esplanade at Artisan Lakes! This beautifully designed residence offers the perfect blend of elegance, comfort, and low-maintenance luxury living. From the moment you arrive, you'll appreciate the home's inviting curb appeal, manicured landscaping, and thoughtfully designed floor plan. Step inside to discover an open-concept layout filled with natural light, soaring ceilings, and stylish finishes throughout. The spacious great room seamlessly flows into the gourmet kitchen, featuring beautiful cabinetry, stone countertops, stainless steel appliances, a large center island with seating, and abundant storage—ideal for entertaining family and friends or enjoying everyday living. The generous owner's suite serves as a private retreat with a luxurious en-suite bath, dual vanities, an oversized walk-in shower, and a spacious walk-in closet. Additional bedrooms provide flexibility for family, guests, or a home office. One of the home's standout features is the east-facing extended screened lanai with no backyard neighbors. You can enjoy peaceful sunrises, morning coffee, and shaded afternoons while overlooking the beautifully maintained surroundings. It's the perfect space for relaxing or entertaining year-round, not to mention, it is pre-plumbed for a full outdoor kitchen. This home is located in the resort-style, gated community of Esplanade at Artisan Lakes. HOA includes access to luxury amenities, comprehensive landscaping, annual exterior pest control, and covers your WiFi & Cable through Spectrum. This community is perfect for those looking for a low-maintenence lifestyle. Residents enjoy exceptional amenities including a luxurious clubhouse, resort-style pool and spa, resistance pool, fitness center, tennis, pickleball, bocce ball, walking trails, dog parks, playground, daily social activities, and beautifully landscaped common areas—all with easy access to I-75, St. Petersburg, Tampa, Sarasota, world-class beaches, shopping, dining, and three major airports. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this exceptional home delivers the Florida lifestyle you've been dreaming of. Schedule your private showing today and experience everything this beautiful home has to provide!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,831

Sqft

0.13 ac

Lot size

2

Garage

2022

Year built

One

Levels

$260

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorHurricane Shutters · Irrigation System · Lighting · Misting System · Private Entrance · Private Mailbox · Private Yard · Sliding Doors · Sprinkler Metered · Storage

Community & fees

HOA fee$520/mo
Taxes (2025)$6,352/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Natural Gas Available · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,221 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,802
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$529
HOA fee — from the listing$520
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,657Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,657
Interest rate6.00%
Loan term

Estimated payment

$4,221/mo

Principal & interest$2,802
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$529
HOA / condo fee$520
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $476K
$418KedgeAI estimate $457,543 · range $436K$512K$533K

vs edgeAI estimate

+4%

$/sqft vs ARTISAN LAKES ESPLANADE PH V SUBPH B & C

$260 vs $267

Days on market

1 vs 55 typical

Where $260/sqft sits among the 6 homes for sale in ARTISAN LAKES ESPLANADE PH V SUBPH B & C

1
1
3 · this home
0
0
1
$221–239$239–257$257–276$276–294$294–312$312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 4634 CRESTPOINT WAY

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

2 of 6

ARTISAN LAKES ESPLANADE PH V SUBPH B & C have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $475,900 · 1 days on market since
2022Built · ARTISAN LAKES ESPLANADE PH V SUBPH B & C

Reality check

What actually sold near 4634 CRESTPOINT WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11104 DEVONBRIDGE DRIVESold · Jun ’26

$455,000

11104 DEVONBRIDGE DRIVE · same community

3 bd · 2.5 ba · 1,831 sqft · $248/sqft · 124 DOM

11120 DEVONBRIDGE DRIVESold · Mar ’26

$475,000

11120 DEVONBRIDGE DRIVE · same community

3 bd · 2.5 ba · 1,812 sqft · $262/sqft · 40 DOM

11127 DEVONBRIDGE DRIVESold · Dec ’25

$400,000

11127 DEVONBRIDGE DRIVE · same community

2 bd · 2 ba · 1,778 sqft · $225/sqft · 205 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4634 CRESTPOINT WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4634 CRESTPOINT WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4634 CRESTPOINT WAY FAQs

What would the monthly payment be for 4634 CRESTPOINT WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,221/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4634 CRESTPOINT WAY?+

The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4634 CRESTPOINT WAY?+

The most recent tax bill on record (2025) was $6,352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4634 CRESTPOINT WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $475,900, this home is listed about 19% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4634 CRESTPOINT WAY?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,900 runs 30% above the PALMETTO 34221 median.

02Know the monthly fee

The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Fresh on the market

Only 1 day on market in a Palmetto market that averages 55 — if it fits, move quickly.

Listing courtesy of DALTON WADE INC · Cynthia Vazquez Lane. MLS #A4701167.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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