4642 CRESTPOINT WAY, PALMETTO, FL, 34221
Active36 days on marketListed Jun 18, 2026MLS #TB8520028
About this home
4642 CRESTPOINT WAY
Move-in ready home in the Esplanade of Artisan Lakes where you will experience resort style Florida living! This home features 3 bedrooms, 2-1/2 bathrooms and a 2-car garage. The spacious home has an open floor plan and is light & bright! Off of the family room is a screened lanai. The kitchen features white cabinetry, stainless steel appliances, an island, a gas range, and quartz countertops. The primary bedroom has an en-suite bathroom and a walk-in closet with built-ins. The well cared for home also has plantation shutters. The Esplanade of Artisan Lakes is a gated resort community offering two pools and two hot tubs. There are two amenity centers, a dog park, a fitness center, pickleball and tennis courts. Enjoy the spa services, social events, wine tastings, cooking experiences and arts and crafts. Yard maintenance, irrigation, cable and internet are also included with your HOA dues. This is a growing area with shopping, places to eat and a new medical center and hospital being built just a couple miles away. Beautiful beaches at Siesta Key, Anna Maria Island and St. Petersburg can all be reached in under an hour. Conveniently located near I-75 and I-275, this home provides easy access to Tampa, St. Petersburg, Bradenton, Sarasota, airports, dining, shopping, golf, and the sparkling Gulf Coast beaches. This home is a must see and a pleasure to show!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,831
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,261 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,261/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Palmetto actives
$259 vs $206
Days on market
36 vs 55 typical
Where $259/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
210 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 4642 CRESTPOINT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$455,000
11104 DEVONBRIDGE DRIVE · same community
3 bd · 2.5 ba · 1,831 sqft · $248/sqft · 124 DOM
Sold · Mar ’26$475,000
11120 DEVONBRIDGE DRIVE · same community
3 bd · 2.5 ba · 1,812 sqft · $262/sqft · 40 DOM
Sold · Dec ’25$400,000
11127 DEVONBRIDGE DRIVE · same community
2 bd · 2 ba · 1,778 sqft · $225/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4642 CRESTPOINT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4642 CRESTPOINT WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4642 CRESTPOINT WAY FAQs
What would the monthly payment be for 4642 CRESTPOINT WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,261/mo — principal and interest, the actual property-tax bill, the $520/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4642 CRESTPOINT WAY?+
The association fee works out to $520 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4642 CRESTPOINT WAY?+
The most recent tax bill on record (2025) was $6,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4642 CRESTPOINT WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $475,000, this home is listed about 19% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4642 CRESTPOINT WAY?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 30% above the PALMETTO 34221 median.
02Know the monthly fee
The association fee is $520/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $485,000, now $475,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WIKLE INCORPORATED · Tina Shank. MLS #TB8520028.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palmetto homes, in your inbox
Like 4642 CRESTPOINT WAY but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →