David Ramirez
$525,0002 bd2 ba1,558 sqft$337 /sqft$4,544 /mo all-in ↓

3105 FORMIA COURT, BRADENTON, FL, 34211

Active6 days on marketListed Jul 19, 2026MLS #A4700467

VillaAZARIO ESPLANADE PH III SUBPH D

Come see it

Upcoming open house

Sun, Jul 26

2:00 PM – 4:00 PM

About this home

3105 FORMIA COURT

Welcome to a low-maintenance country club lifestyle in Azario in this beautifully upgraded and thoughtfully customized villa with tranquil water views. This exceptional residence blends modern elegance with low-maintenance living, offering a rare opportunity for those seeking style, comfort, and resort-level amenities in one of Lakewood Ranch’s premier neighborhoods. Step inside to discover a light-filled, impeccably upgraded interior. The custom kitchen features upgraded appliances, designer lighting, and tray ceilings, all complemented by whole-home plantation shutters and sleek tile flooring throughout—no carpet anywhere. The split floor plan provides privacy with bedrooms on opposite ends and a versatile den that functions perfectly as a home office or flex space. Additional built-in STORAGE has been added throughout the home, giving you the practical convenience everyone wants but few villas offer. The real showstopper? The expansive 500 sq. ft. lanai, designed for true Florida living, boasting a panoramic screen enclosure to highlight the water views. Enjoy generous seating areas and plenty of room to relax or entertain, along with the comfort of hurricane shades for added protection and lock and go appeal. It’s one of the most functional, well-designed villa layouts available on the market. Beyond the home, Esplanade at Azario delivers a lifestyle that feels like a year-round vacation. Residents enjoy a stunning clubhouse, a resort-style pool and spa, a state-of-the-art fitness center, and a bustling social scene. Outdoor enthusiasts can take advantage of pickleball and tennis courts, scenic walking and biking trails, and of course, the community’s acclaimed championship golf course with pristine fairways and breathtaking views. This exceptional villa offers the perfect blend of luxury, convenience, and community—move-in ready and designed to impress.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,558

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$337

Per sqft

Negotiable

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Gas Water Heater · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump · Natural Gas
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$481/mo
Taxes (2025)$6,963/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,544 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$580
HOA fee — from the listing$481
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$4,544/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$580
HOA / condo fee$481
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$426KedgeAI estimate $470,206 · range $443K$519K$546K

vs edgeAI estimate

+11.7%

$/sqft vs Bradenton actives

$337 vs $236

Days on market

6 vs 53 typical

Where $337/sqft sits among the 400 Bradenton actives

102
99
85
46 · this home
30
38
$123–180$180–237$237–293$293–350$350–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 3105 FORMIA COURT

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

185 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 19, 2026Listed at $525,000 · 6 days on market since
2024Built · AZARIO ESPLANADE PH III SUBPH D

Reality check

What actually sold near 3105 FORMIA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3044 FORMIA COURTSold · Jun ’26

$475,000

3044 FORMIA COURT · same community

2 bd · 2 ba · 1,558 sqft · $305/sqft · 39 DOM

3121 TOLMINO COURTSold · May ’26

$680,000

3121 TOLMINO COURT · same community

2 bd · 2 ba · 1,689 sqft · $403/sqft · 0 DOM

3113 TOLMINO COURTSold · Apr ’26

$689,000

3113 TOLMINO COURT · same community

3 bd · 2 ba · 1,926 sqft · $358/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3105 FORMIA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3105 FORMIA COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3105 FORMIA COURT FAQs

What would the monthly payment be for 3105 FORMIA COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,544/mo — principal and interest, the actual property-tax bill, the $481/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3105 FORMIA COURT?+

The association fee works out to $481 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3105 FORMIA COURT?+

The most recent tax bill on record (2025) was $6,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3105 FORMIA COURT?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $525,000, this home is listed about 33% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 3105 FORMIA COURT?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 31% above the BRADENTON 34211 median.

02Fresh on the market

Only 6 days on market in a Bradenton market that averages 53 — if it fits, move quickly.

03Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Sue Silberbusch. MLS #A4700467.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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