David Ramirez
$535,0004 bd2 ba2,013 sqft$266 /sqft$3,966 /mo all-in ↓

5030 58TH TERRACE E, BRADENTON, FL, 34203

Active24 days on marketListed Jun 25, 2026MLS #A4697249

WaterfrontSingle Family ResidenceSILVERLAKE

About this home

5030 58TH TERRACE E

Nestled within the highly sought-after Silverlake community, this lakefront home offers the perfect blend of natural beauty and the relaxed Florida lifestyle that makes this area so desirable. Living here you’ll enjoy picturesque water views, breathtaking sunsets, and a peaceful setting while remaining just minutes from Lakewood Ranch, UTC, and everything the Sarasota-Bradenton area has to offer. Experience a one-of-a-kind home sanctuary where modern design meets unparalleled natural beauty. This four-bedroom, two-bathroom home offers over 2,000 sqft of interior living space, enjoying one of the most desirable locations in the neighborhood with lakefront views, a nature preserve and community park to the left, creating the feel of having an additional acre of open space beside you. Located in Flood Zone X requiring no flood insurance, this property offers both peace of mind and an incredible setting where vibrant sunsets and Florida wildlife become part of your everyday view. From the moment you step inside, you'll notice soaring ceilings ranging from 10 to 12 feet, premium crown molding, matching baseboards, and an abundance of natural light throughout. The spacious kitchen was designed with both functionality and style in mind, featuring quartz countertops, newer stainless steel appliances, a quiet Bosch dishwasher, and a large center island with abundant storage and convenient electrical outlets. The open layout flows seamlessly into the living and dining areas, creating the perfect space for everyday living and entertaining. The spacious primary suite offers a true retreat with dark bamboo flooring, a custom walk-in closet, and an ensuite bathroom featuring slate tile flooring, a garden tub, and a glass-enclosed shower with a stone floor. All four bedrooms feature beautiful bamboo flooring, adding warmth and character throughout the home. Step outside to the oversized screened lanai where you'll spend countless evenings enjoying peaceful lake views, colorful sunsets, and abundant wildlife. An aluminum maintenance-free fence provides a secure area for pets while still allowing you to enjoy the property's expansive lakefront setting. Thoughtfully maintained and updated, major improvements include a roof replaced in December 2023, A/C in 2021, water heater in 2025, and PGT Low-E impact and noise-reducing hurricane windows installed in 2019. Additional upgrades include a whole-house carbon filtration and water softener system for added comfort and convenience. One of the biggest advantages of living in Silverlake is the community's mature landscaping, scenic lakes, and peaceful atmosphere. Residents enjoy easy access to shopping, dining, and entertainment at University Town Center, along with nearby Publix, Costco, Target, and countless local restaurants and cafés. Outdoor enthusiasts will appreciate the close proximity to golf courses, parks, walking trails, and the beautiful Gulf beaches of Anna Maria Island, Longboat Key, and Siesta Key. With low HOA fees, no CDD fees, and convenient access to I-75 and Sarasota-Bradenton International Airport, this location perfectly combines serene lakefront living with everyday convenience. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,013

Sqft

0.17 ac

Lot size

2

Garage

2006

Year built

One

Levels

$266

Per sqft

WaterfrontFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringBamboo · Ceramic Tile · Slate
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingCovered · Driveway · Garage Door Opener
ExteriorLighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$97/mo
Taxes (2025)$3,871/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Fiber Optics · Fire Hydrant · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,966 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2025 actual bill$323
HOA fee — from the listing$97
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$3,966/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$323
HOA / condo fee$97
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $535K
$408KedgeAI estimate $472,135 · range $425K$533K$556K

vs edgeAI estimate

+13.3%

$/sqft vs Bradenton actives

$266 vs $238

Days on market

24 vs 53 typical

Where $266/sqft sits among the 400 Bradenton actives

103
101
90 · this home
40
27
39
$122–181$181–239$239–297$297–356$356–414$414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Silverlake

Map of 5030 58TH TERRACE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)68 min

Get to know Bradenton. See the full Bradenton guide →

Silverlake — neighborhood snapshot

Population

1,085

Median age

45

Median income

$81,654

Median home value

$334,700

Avg household

2

Households w/ children

98%

For the school run

Manatee County School District

ElementaryTara Elementary School★★★★
HighBraden River High School★★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

191 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 124% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $535,000 · 24 days on market since
2006Built · SILVERLAKE

Reality check

What actually sold near 5030 58TH TERRACE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1711 RUBY LANESold · Aug ’25

$454,110

1711 RUBY LANE · same community

3 bd · 3 ba · 2,230 sqft · $204/sqft · 0 DOM

5011 60TH DRIVE ESold · Oct ’25

$536,000

5011 60TH DRIVE E · same community

4 bd · 2.5 ba · 2,288 sqft · $234/sqft · 11 DOM

5214 60TH DRIVE ESold · May ’26

$368,000

5214 60TH DRIVE E · same community

3 bd · 2 ba · 1,665 sqft · $221/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5030 58TH TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5030 58TH TERRACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5030 58TH TERRACE E FAQs

What would the monthly payment be for 5030 58TH TERRACE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,966/mo — principal and interest, the actual property-tax bill, the $97/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5030 58TH TERRACE E?+

The association fee works out to $97 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5030 58TH TERRACE E?+

The most recent tax bill on record (2025) was $3,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5030 58TH TERRACE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $535,000, this home is listed about 35% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 5030 58TH TERRACE E?+

Tara Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$535,000 runs 124% above the BRADENTON 34203 median — but at 2,013 sqft it's also 27% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Tara Elementary School, Braden River High School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Kaisen Mitchell. MLS #A4697249.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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