David Ramirez
$1,500,0003 bd3 ba3,578 sqft$419 /sqft$9,946 /mo all-in ↓

7808 DERBY CT, LAKEWOOD RANCH, FL, 34202

Active15 days on marketListed Jul 19, 2026MLS #A4700428

Private poolSingle Family ResidenceLAKEWOOD RANCH COUNTRY CLUB VILLAGE L, M

About this home

7808 DERBY CT

Perfectly positioned on a quiet cul-de-sac overlooking a tranquil pond, this exceptional custom residence offers refined Florida living on an expansive homesite of more than half an acre within the prestigious Lakewood Ranch Country Club. Offering 3 bedrooms, 3 bathrooms, a private executive office, and a versatile bonus room with its own private bath, this beautifully maintained home blends timeless Mediterranean architecture with an open-concept design, a desirable split floor plan, and effortless indoor-outdoor living. From the moment you step through the grand double-door entry, soaring ceilings, elegant columns, abundant natural light, and architectural details create an unforgettable first impression. Designed for entertaining, the formal dining room features a custom built-in buffet with granite countertops, abundant cabinetry, and an oversized mirrored accent wall, while the formal living room is anchored by a natural gas fireplace and expansive sliding glass doors framing peaceful pond views and opening to the resort-style lanai. Just off the foyer, a private executive office with custom built-ins creates an ideal work-from-home space. The beautiful kitchen serves as the heart of the home, featuring refinished cabinetry (2026), granite countertops, a center island, abundant storage, a breakfast nook overlooking the pool, and an elegant butler's serving station with glass-front display cabinetry connecting the kitchen and formal dining room. Beyond the kitchen, the spacious family room offers seamless access to the lanai, creating effortless everyday living and entertaining. Plantation shutters, crown molding, and quality craftsmanship enhance the home's sophisticated design. Privately positioned, the owner's retreat offers lanai access, a secluded courtyard with an outdoor shower, a custom walk-in closet, and a spa-inspired bath with dual sinks, a soaking tub, and an oversized walk-in shower. Designed with a desirable split floor plan, the guest accommodations include a spacious bonus room with tranquil pond views, lanai access, and its own private full bath—ideal as a guest retreat, 4th bedroom, media room, fitness studio, or lounge. Two additional guest bedrooms and a full bath complete the private guest area. Designed for Florida living, the expansive lanai features two covered entertaining areas, a sparkling pool with waterfall, above-ground spa, a built-in natural gas grill, and serene pond views. Recent improvements include a tile roof (2018), refinished kitchen and bathroom cabinetry (2026), fresh interior and exterior paint (2026), a new pool pump (2024), and pool heater (2025). Additional highlights include natural gas service to the fireplace, water heater, dryer, and outdoor grill, a gas connection for the kitchen range, a whole-home stereo system, an oversized laundry room with cabinetry and utility sink, and a three-car garage. Optional membership levels are available through the Lakewood Ranch Golf & Country Club, offering championship golf, tennis, pickleball, fitness, dining, and an exceptional club lifestyle. Beautifully refreshed and meticulously maintained, this remarkable residence offers timeless elegance, exceptional privacy, and one of Lakewood Ranch's premier luxury lifestyles.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,578

Sqft

0.53 ac

Lot size

3

Garage

2002

Year built

One

Levels

$419

Per sqft

Private poolFireplacePool & Trees/Woods & Water viewPets allowed

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods · Water
FacesEast
ParkingDriveway · Garage Faces Side
ExteriorCourtyard · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$13,395/yr
PetsYes
CommunityDeed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Available · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,946 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$1,116
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$9,946/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$1,116
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.4MedgeAI estimate $1,784,999 · range $1.6M$2.2M$2.2M

vs edgeAI estimate

−16%

$/sqft vs Lakewood Ranch actives

$419 vs $280

Days on market

15 vs 42 typical

Where $419/sqft sits among the 262 Lakewood Ranch actives

92
77
38
17 · this home
15
23
$197–257$257–317$317–377$377–436$436–496$496+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch Country Club

Map of 7808 DERBY CT inside its neighborhood boundary

Drive times from this address

Downtown Tampa61 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

Lakewood Ranch Country Club — neighborhood snapshot

Population

3,653

Median age

66

Median income

$132,549

Median home value

$650,811

Avg household

2

Households w/ children

190

For the school run

Manatee County School District

MiddleR. Dan Nolan Middle School★★★★
ElementaryRobert Willis Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market3.0 months of inventoryBuyer’s market

$577K$615K

Lakewood Ranch median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

120 of 262

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

Jul 19, 2026Listed at $1,500,000 · 15 days on market since
2002Built · LAKEWOOD RANCH COUNTRY CLUB VILLAGE L, M

Reality check

What actually sold near 7808 DERBY CT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1210 BLUE SHELL LOOPSold · Jan ’26

$3,000,000

1210 BLUE SHELL LOOP

3 bd · 4 ba · 3,474 sqft · $864/sqft · 319 DOM

1217 BLUE SHELL LOOPSold · Nov ’25

$1,975,000

1217 BLUE SHELL LOOP

4 bd · 4 ba · 3,754 sqft · $526/sqft · 25 DOM

1206 BLUE SHELL LOOPSold · Mar ’26

$3,300,000

1206 BLUE SHELL LOOP

3 bd · 3.5 ba · 3,794 sqft · $870/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7808 DERBY CT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7808 DERBY CT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7808 DERBY CT FAQs

What would the monthly payment be for 7808 DERBY CT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,946/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7808 DERBY CT?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7808 DERBY CT?+

The most recent tax bill on record (2025) was $13,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7808 DERBY CT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $1,500,000, this home is listed about 138% above the Lakewood Ranch median of $630,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7808 DERBY CT?+

R. Dan Nolan Middle School (middle), Robert Willis Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,500,000 runs 150% above the LAKEWOOD RANCH 34202 median — but at 3,578 sqft it's also 72% larger than the typical Lakewood Ranch listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

R. Dan Nolan Middle School, Robert Willis Elementary School, Lakewood Ranch High School — R. Dan Nolan Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MCKAY MANAGEMENT & REALTY · Irina McKay. MLS #A4700428.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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