15410 DERNA TERRACE, LAKEWOOD RANCH, FL, 34211
Active170 days on marketListed Feb 18, 2026MLS #A4682203
About this home
15410 DERNA TERRACE
Most sought after GOLF DEEDED Pallazio in Esplanade Azario with the RARE and stunning lake and golf views! Before entering the home, you will be wowed by the gorgeous outdoor landscaping that warms the heart. As you enter this beautiful three-bedroom, three-bath-plus-den home, you will notice all the exquisite custom designs in this open floor plan. Beautiful laminate flooring, plantation shutters throughout, tray ceilings and crown molding, designer lighting and fixtures, gourmet kitchen with quartz countertops and soft close everything. The gourmet kitchen also boasts a brand-new refrigerator/freezer, gas stove top and new enlarged apron mount sink. The primary ensuite has a lovely sitting area and spa like bathroom adjacent to a custom built in closet. There is a whole house water filtration and softener, security cameras front and back with home security system. For hurricane protection there are accordion style smart guard shutters, and a MagnaTrack screen on the lanai. As for storage, the kitchen pantry and master closets have custom built ins, and the epoxy finished flooring in the extended garage has 2 hanging storage units. Step outside to view your personal piece of paradise with the Southwest facing views of water and golf (16th hole). With an outdoor kitchen and expanded lanai, here you will experience the most beautiful, peaceful and private sunsets. If you desire a pool and spa, here is your blank canvas with the best backdrop and views awaiting your design. Esplanade at Azario offers worldclass amenities including an 18-hole championship golf course, pro shop, culinary center, fitness center, full-service spa, six tennis courts, sixteen pickleball courts, a resort-style pool, Bahama Bar & Restaurant, coffee shop, and casual pizzeria. (CDD fee is included in annual tax amount) Ideally located near Sarasota’s finest dining, shopping, and awardwinning Gulf Coast beaches, this home captures the essence of luxury, leisure, and lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,025
Sqft
0.21 ac
Lot size
2
Garage
2020
Year built
One
Levels
$489
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,486 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,486/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.4%
$/sqft vs Lakewood Ranch actives
$489 vs $278
Days on market
170 vs 55 typical
Where $489/sqft sits among the 253 Lakewood Ranch actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
LAKEWOOD RANCH 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$577K → $574K
Lakewood Ranch median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
120 of 253
Lakewood Ranch actives have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 262% above the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 15410 DERNA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,003,515
15245 CONTENTA LOOP · same community
3 bd · 3 ba · 3,004 sqft · $334/sqft · 0 DOM
Sold · Aug ’25$1,140,000
4707 ARPINO COURT · same community
3 bd · 3 ba · 2,536 sqft · $450/sqft · 133 DOM
Sold · Aug ’25$875,000
3563 SANTA CATERINA BOULEVARD · same community
3 bd · 3 ba · 2,425 sqft · $361/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15410 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15410 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15410 DERNA TERRACE FAQs
What would the monthly payment be for 15410 DERNA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,486/mo — principal and interest, the actual property-tax bill, the $761/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15410 DERNA TERRACE?+
The association fee works out to $761 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15410 DERNA TERRACE?+
The most recent tax bill on record (2025) was $12,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15410 DERNA TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $1,480,000, this home is listed about 143% above the Lakewood Ranch median of $608,495. The market section on this page shows how the area is trending.
Which schools are assigned to 15410 DERNA TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,480,000 runs 262% above the LAKEWOOD RANCH 34211 median — but at 3,025 sqft it's also 47% larger than the typical Lakewood Ranch listing.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $761/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
170 days on market against a Lakewood Ranch median of 55 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Stacy Rumbaugh, PA. MLS #A4682203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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