David Ramirez
$445,0003 bd1.5 ba1,160 sqft$384 /sqft$3,275 /mo all-in ↓

3138 WILLIAMSBURG STREET, SARASOTA, FL, 34231

Active9 days on marketListed Jul 21, 2026MLS #A4700353

Single Family ResidenceGOLDEN ACRES

About this home

3138 WILLIAMSBURG STREET

Experience the blend of classic character and modern updates in this beautifully updated Gulf Gate home, ideally located in one of Sarasota's most desirable neighborhoods. Nestled on a large oversized lot with a peaceful creek backdrop, this move-in-ready property offers exceptional privacy, flexibility, and convenience just 4 miles from the world-famous Siesta Key Beach. Enjoy the freedom of no HOA or deed restrictions, an 8-foot private wood fence surrounding the property, a large parking area, and plenty of space for RV and boat parking, making this home as functional as it is inviting. Inside, you'll find a thoughtfully updated interior featuring luxury vinyl plank flooring, 3 bedrooms plus a dedicated office/flex room, providing plenty of space for working from home, guests, or hobbies. The remodeled kitchen showcases modern finishes, dark stainless steel appliances, updated lighting, and opens seamlessly to the living and dining areas, highlighted by a stylish sliding barn door. Fresh interior paint, including the ceilings, creates a bright and welcoming atmosphere throughout the home. Extensive improvements provide peace of mind and exceptional value, including a metal roof (2010), main HVAC system (2022), rear AC system (2023), washer and dryer (2023), and a brand-new septic system and drain field with lift station (2025). Additional upgrades include a sealed paver driveway, replaced front and side entry doors, commercial-grade solar window tinting, updated dining room and kitchen island lighting, built-in cabinetry, a custom coffee bar, and hurricane-ready, cut and numbered plywood panels for all windows and doors. The expansive backyard offers endless possibilities for entertaining, gardening, pets, or future additions. Two 10-foot access gates and abundant outdoor space make it easy to accommodate recreational vehicles, trailers, or extra parking while still enjoying the privacy of the beautifully fenced yard. Located in one of Sarasota's most convenient neighborhoods, you'll enjoy quick access to Siesta Key Beach, Gulf Gate's popular restaurants and shops, Gulf Gate Library, parks, golf courses, Downtown Sarasota, St. Armands Circle, Sarasota Memorial Hospital, grocery stores, retail shopping, and top-rated schools. Whether you're looking for a primary residence, seasonal getaway, or investment property, this beautifully updated home offers a rare combination of privacy, flexibility, and an unbeatable Sarasota location.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,160

Sqft

0.32 ac

Lot size

1957

Year built

One

Levels

$384

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingBoat · RV Parking
ExteriorRain Gutters

Community & fees

Taxes (2025)$3,583/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Phone Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,275 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$299
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$3,275/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$299
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$300KedgeAI estimate $340,005 · range $313K$409K$463K

vs edgeAI estimate

+30.9%

$/sqft vs GOLDEN ACRES

$384 vs $205

Days on market

9 vs 58 typical

Where $384/sqft sits among the 7 homes for sale in GOLDEN ACRES

4
1
1
1
0
0 · this home
$181–215$215–248$248–282$282–316$316–350$350+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Golden Acres

Map of 3138 WILLIAMSBURG STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Golden Acres — neighborhood snapshot

Population

572

Median age

37

Median home value

$336,100

Avg household

2

Households w/ children

90%

For the school run

Sarasota County School District

ElementaryGulf Gate Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

5 of 7

GOLDEN ACRES have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 115% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $445,000 · 9 days on market since
1957Built · GOLDEN ACRES

Reality check

What actually sold near 3138 WILLIAMSBURG STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5905 OLIVE AVENUESold · Aug ’25

$310,000

5905 OLIVE AVENUE · same community

2 bd · 1 ba · 1,352 sqft · $229/sqft · 68 DOM

9825 CASEY DRIVESold · Sep ’25

$380,000

9825 CASEY DRIVE · same community

3 bd · 2 ba · 1,415 sqft · $269/sqft · 111 DOM

9145 OSCEOLA DRIVESold · Jul ’26

$370,000

9145 OSCEOLA DRIVE · same community

3 bd · 2 ba · 1,550 sqft · $239/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3138 WILLIAMSBURG STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3138 WILLIAMSBURG STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3138 WILLIAMSBURG STREET FAQs

What would the monthly payment be for 3138 WILLIAMSBURG STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,275/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3138 WILLIAMSBURG STREET?+

The most recent tax bill on record (2025) was $3,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3138 WILLIAMSBURG STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $445,000, this home is listed about 22% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3138 WILLIAMSBURG STREET?+

Gulf Gate Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$445,000 runs 115% above the SARASOTA 34231 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Gulf Gate Elementary School, Riverview High School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREFERRED SHORE LLC · Nicole Brickhouse. MLS #A4700353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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