David Ramirez
$499,9003 bd2 ba2,099 sqft$238 /sqft$3,762 /mo all-in ↓

6416 WOOD OWL CIRCLE, BRADENTON, FL, 34210

Active8 days on marketListed Jul 16, 2026MLS #A4700166

VillaGARDEN VILLAS AT WILD OAK BAY

About this home

6416 WOOD OWL CIRCLE

Virtually Staged. (ONLY COURTYARD STAGED PHOTO ) Discover Wild Oak Bay, one of the Gulf Coast's hidden gems. Over $250,000 in updates and New Roof this year! What a deal!! One of if not the nicest villas in the community. So much to say........ Here at Wild Oak Bay you will discover 100+ year old majestic oak trees that canopy the community, lush tropical landscaping, and the beauty of Sarasota Bay create an exceptional place to call home. This beautifully updated San Pablo Villa offers 3 bedrooms, 2 bathrooms, a private office, an interior laundry/utility room, and an oversized 2-car garage, Hurricane Protection to include replaced windows and hurricane sliders with a 20x30 foot outside private patio for your entertaining. A true one of a kind in the community providing the space and flexibility today's buyers are looking for. Move-in ready and thoughtfully renovated throughout, this home blends modern updates with everyday comfort. The open, versatile floor plan is perfect for entertaining, working from home, or simply enjoying Florida living. An oversized garage offers plenty of room for vehicles, bicycles, golf equipment, and additional storage. The large 20x30 enclosed private rear courtyard provides ample room to enhance your outdoor living space with plenty of room to add your own personal hot tub. Life at Wild Oak Bay is all about enjoying your surroundings. Quiet private roads wind beneath a canopy of mature live oaks, while tropical landscaping, peaceful lagoons, and abundant wildlife create a true nature retreat. Residents frequently enjoy sightings of bald eagles, pelicans, herons, egrets, turtles, dolphins, and much more. Just beyond the community, Sarasota Bay provides the perfect foreground for unforgettable Florida sunsets. Ideally located near IMG Academy, IMG Golf Club, and State College of Florida, Wild Oak Bay offers convenient access to the best of both Bradenton and Sarasota. Shopping, dining, medical facilities, arts, entertainment, and the beautiful beaches of Anna Maria Island, Longboat Key, and Siesta Key are all just a short drive away. Whether you're searching for a full-time residence, a seasonal getaway, or a low-maintenance Florida home, this villa offers an outstanding combination of location, comfort, and lifestyle. The current owners expected this to be their forever home, but a career opportunity now allows someone else to enjoy everything this exceptional property has to offer. Emotional support pets need approval- sellers just paid for a new Roof 2026! Furniture is available for purchase outside of contract.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,099

Sqft

2

Garage

1982

Year built

One

Levels

$238

Per sqft

Garden viewNegotiable

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewGarden
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorGarden

Community & fees

Taxes (2025)$5,259/yr
PetsCats OK, Dogs OK
CommunityPool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,762 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$438
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,762/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$438
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$314KedgeAI estimate $361,389 · range $327K$375K$520K

vs edgeAI estimate

+38.3%

$/sqft vs Bradenton actives

$238 vs $239

Days on market

8 vs 53 typical

Where $238/sqft sits among the 400 Bradenton actives

101
99
86 · this home
45
31
38
$125–181$181–238$238–295$295–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 6416 WOOD OWL CIRCLE

Drive times from this address

Downtown Tampa61 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34210 — neighborhood snapshot

Population

17,301

Median age

56.3

Median income

$64,306

Median home value

$279,500

Avg household

2.09

Households w/ children

1,160

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

183 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 133% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $499,900 · 8 days on market since
1982Built · GARDEN VILLAS AT WILD OAK BAY

Reality check

What actually sold near 6416 WOOD OWL CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2816 BAY DRIVESold · Nov ’25

$880,000

2816 BAY DRIVE

3 bd · 2 ba · 2,122 sqft · $415/sqft · 2 DOM

7118 WESTMORELAND DRIVESold · Nov ’25

$955,000

7118 WESTMORELAND DRIVE

3 bd · 2 ba · 2,003 sqft · $477/sqft · 91 DOM

7142 HAWKS HARBOR CIRCLESold · Mar ’26

$1,775,000

7142 HAWKS HARBOR CIRCLE

3 bd · 3.5 ba · 2,412 sqft · $736/sqft · 307 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6416 WOOD OWL CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6416 WOOD OWL CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6416 WOOD OWL CIRCLE FAQs

What would the monthly payment be for 6416 WOOD OWL CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6416 WOOD OWL CIRCLE?+

The most recent tax bill on record (2025) was $5,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6416 WOOD OWL CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $499,900, this home is listed about 26% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 6416 WOOD OWL CIRCLE?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Jennifer Delbo. MLS #A4700166.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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