9214 ROSEBUD CIRCLE, PORT CHARLOTTE, FL, 33981
Active17 days on marketListed Jul 19, 2026MLS #A4699988
About this home
9214 ROSEBUD CIRCLE
WATERFRONT SEAWALL-CONCRETE Beautiful Gulf-access waterfront lot in the highly desirable South Gulf Cove community, complete with an existing concrete seawall and ready for your custom Florida dream home. Enjoy direct canal frontage on South Gulf Cove’s extensive canal system, which leads by lock to the Myakka River, Charlotte Harbor, and out to the Gulf of Mexico—perfect for boating, fishing, and sunset cruises. Located in a deed-restricted neighborhood with central water and sewer available, this homesite sits among attractive newer homes and well-maintained properties, helping support long-term value and curb appeal. With the seawall already in place, you can focus on designing your dock, boat lift, and residence to suit your lifestyle instead of taking on the cost and delay of new shoreline construction. Residents of South Gulf Cove enjoy a community boat ramp, parks, and convenient access to Gulf beaches, marinas, golf courses, shopping, and dining in nearby Englewood, Port Charlotte, and Boca Grande. Whether you plan to build now or hold as an investment, this improved canal lot with seawall offers an excellent opportunity to secure true Gulf-access waterfront in one of Southwest Florida’s fastest-growing boating communities.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,307 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,307/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 308% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9214 ROSEBUD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$406,000
9167 KEY WEST STREET · same community
3 bd · 2 ba · 1,516 sqft · $268/sqft · 14 DOM
Sold · Jan ’26$368,200
15483 MCCOMB CIRCLE · same community
3 bd · 2 ba · 1,597 sqft · $231/sqft · 110 DOM
Sold · May ’26$516,000
9310 ROSEBUD CIRCLE · same community
3 bd · 2 ba · 1,841 sqft · $280/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9214 ROSEBUD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9214 ROSEBUD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9214 ROSEBUD CIRCLE FAQs
What would the monthly payment be for 9214 ROSEBUD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,307/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9214 ROSEBUD CIRCLE?+
The most recent tax bill on record (2025) was $1,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9214 ROSEBUD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $159,000, this home is listed about 52% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9214 ROSEBUD CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Art Broslat. MLS #A4699988.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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