15523 MCCOMB CIRCLE, PORT CHARLOTTE, FL, 33981
Active275 days on marketListed Nov 2, 2025MLS #D6144553
About this home
15523 MCCOMB CIRCLE
Discover the relaxed coastal lifestyle in South Gulf Cove, one of Southwest Florida’s most sought-after waterfront communities. Known for its extensive canal system with more than 55 miles of navigable waterways, South Gulf Cove offers direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico, making it a true haven for boating and fishing enthusiasts. This vibrant yet peaceful neighborhood features several well-maintained parks, including South Gulf Cove Park, San Domingo Park, and St. Paul Linear Park, where residents can enjoy boat launches, walking paths, picnic areas, and open green spaces. The community was thoughtfully designed to balance natural beauty with convenience — you’ll find public water and sewer, paved streets, and plenty of space for new construction as the area continues to grow. Located just a short drive from Boca Grande, Englewood Beach, and Port Charlotte, South Gulf Cove offers access to beautiful Gulf Coast beaches, scenic golf courses, local marinas, and charming waterfront dining. Outdoor lovers can explore nearby nature preserves, go kayaking, or spend the day fishing from the canals that wind through the neighborhood. With its tropical landscape, coastal charm, and easy access to shopping, dining, and recreation, South Gulf Cove captures the essence of Florida living. Whether you’re looking to build your dream home or invest in a growing waterfront community, this is a place where natural beauty, relaxation, and opportunity come together.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$472 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$472/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15523 MCCOMB CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$406,000
9167 KEY WEST STREET · same community
3 bd · 2 ba · 1,516 sqft · $268/sqft · 14 DOM
Sold · Jan ’26$368,200
15483 MCCOMB CIRCLE · same community
3 bd · 2 ba · 1,597 sqft · $231/sqft · 110 DOM
Sold · May ’26$516,000
9310 ROSEBUD CIRCLE · same community
3 bd · 2 ba · 1,841 sqft · $280/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15523 MCCOMB CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15523 MCCOMB CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15523 MCCOMB CIRCLE FAQs
What would the monthly payment be for 15523 MCCOMB CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $472/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15523 MCCOMB CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15523 MCCOMB CIRCLE?+
The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15523 MCCOMB CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $39,500, this home is listed about 88% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15523 MCCOMB CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Bonnie Ibrahim. MLS #D6144553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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