1813 FENDER LANE, SARASOTA, FL, 34240
Active21 days on marketListed Jul 16, 2026MLS #A4699967
About this home
1813 FENDER LANE
Better than new and move-in ready! Skip the wait for new construction and enjoy this beautifully designed 3-bedroom, 2.5-bath townhome featuring a versatile downstairs flex room, two full bathrooms plus a powder room, and a spacious 2-car garage in the highly sought-after Nautique at Waterside community. Step inside to a bright, welcoming entry that leads to a spacious flex room, perfect for a home office, playroom, fitness space, or additional sitting area to fit your lifestyle. Continue into the main living area, where the living area flows seamlessly into the stylish kitchen, ideal for both everyday living and entertaining. The kitchen features abundant cabinetry, generous quartz counter space, a nice center island, pantry storage, and picturesque views overlooking the covered lanai, the perfect spot to enjoy your morning coffee while taking in the beautiful Sarasota sunshine. Upstairs, you'll find all three bedrooms, two full bathrooms, and a conveniently located laundry room. The spacious owner's suite is filled with natural light and features a large walk-in closet and a private en-suite bath. Thoughtful upgrades throughout the home, including modern lighting and designer hardware, create a fresh, contemporary feel. Enjoy the Florida lifestyle with Nautique's exceptional resort-style amenities, including a community pool, pickleball courts, playground, and dog park. Best of all, you're within walking distance of Waterside Place, where you'll enjoy waterfront dining, boutique shopping, entertainment, farmers markets, and year-round community events. The low monthly HOA provides exceptional value by covering lawn care, exterior maintenance, and access to all community amenities, making homeownership truly low maintenance. Ideally located near Lakewood Ranch, University Town Center, top-rated schools, downtown Sarasota, and the area's world-famous Gulf Coast beaches, this exceptional home offers the perfect combination of comfort, convenience, and lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,912
Sqft
0.09 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs Sarasota actives
$248 vs $343
Days on market
21 vs 61 typical
Where $248/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Waterside — neighborhood snapshot
Population
768
Median age
57
Median income
$133,608
Median home value
$753,200
Avg household
3
Households w/ children
57%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
160 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1813 FENDER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$530,000
7352 CABIN LANE · same community
3 bd · 2.5 ba · 1,912 sqft · $277/sqft · 28 DOM
Sold · Apr ’26$480,000
1782 SPREADER LANE · same community
3 bd · 2.5 ba · 1,912 sqft · $251/sqft · 140 DOM
Sold · Aug ’25$439,999
1921 TRANSOM LANE · same community
3 bd · 2.5 ba · 1,850 sqft · $238/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1813 FENDER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1813 FENDER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1813 FENDER LANE FAQs
What would the monthly payment be for 1813 FENDER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,905/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1813 FENDER LANE?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1813 FENDER LANE?+
The most recent tax bill on record (2025) was $6,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1813 FENDER LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $475,000, this home is listed about 17% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1813 FENDER LANE?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SARASOTA 34240 market on paper
$475,000 is 27% below the SARASOTA 34240 median of $647,000, and at $248/sqft it sits under the Sarasota average of $496.
02Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $485,000, now $475,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Debra Briscoe. MLS #A4699967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 1813 FENDER LANE but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →