1989 SPLASHRAIL LANE, SARASOTA, FL, 34240
Active51 days on marketListed Jun 11, 2026MLS #A4695313
Come see it
Upcoming open houses
Sat, Aug 8
12:00 PM – 4:00 PM
come see the newly decorated home. You will love it. Furnishings for sale as well.
Sun, Aug 9
12:00 AM – 4:00 PM
Come see the newly decorated home. Furninshing for sale as well.
About this home
1989 SPLASHRAIL LANE
Virtually Staged. NEW PRICE! Exceptional Value in Waterside. Welcome to 1989 Splashrail Lane, where comfort, style, and the Florida lifestyle come together in one beautifully designed home. This move-in-ready residence features 3 bedrooms, 2 baths, plus a versatile flex room that is perfect for a home office, den, hobby room, or guest space. The open-concept floor plan is filled with natural light and showcases elegant quartz countertops with a matching quartz backsplash, stainless steel appliances, impact windows, custom Levolor blinds, and energy-efficient Haiku smart ceiling fans throughout the home. The spacious kitchen is designed for both everyday living and entertaining, offering abundant counter space, a large breakfast bar, and seamless flow into the dining and living areas. Step outside to enjoy your inviting front porch with partial views of beautiful Kingfisher Lake, or relax on the private side patio—ideal for morning coffee, reading a book, or unwinding after a day at Waterside Place. Imagine starting your morning with coffee on the patio, enjoying the peaceful surroundings, then hopping on the community water taxi to Waterside Place for lunch, shopping, dining, or an evening concert. This is more than a beautiful home—it's the lifestyle you've been waiting for. Residents enjoy outstanding resort-style amenities including a lakeside pool and cabana, pickleball courts, dog park, playground, scenic walking areas, and private water taxi access to Waterside Place. Whether you're searching for a full-time residence or a seasonal Florida retreat, this exceptional home offers quality, comfort, and outstanding value in one of Sarasota's most desirable communities. New price. Exceptional lifestyle. Easy to show. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,743
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,049 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,049/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.6%
$/sqft vs Sarasota actives
$283 vs $330
Days on market
51 vs 58 typical
Where $283/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Waterside — neighborhood snapshot
Population
768
Median age
57
Median income
$133,608
Median home value
$753,200
Avg household
3
Households w/ children
57%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
159 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the SARASOTA 34240 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1989 SPLASHRAIL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
1972 MAST LANE · same community
3 bd · 2 ba · 1,743 sqft · $244/sqft · 7 DOM
Sold · Dec ’25$380,000
2004 PULPIT LANE · same community
3 bd · 2 ba · 1,743 sqft · $218/sqft · 166 DOM
Sold · Feb ’26$490,000
1968 MAST LANE · same community
3 bd · 2 ba · 1,756 sqft · $279/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1989 SPLASHRAIL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1989 SPLASHRAIL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1989 SPLASHRAIL LANE FAQs
What would the monthly payment be for 1989 SPLASHRAIL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,049/mo — principal and interest, the actual property-tax bill, the $211/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1989 SPLASHRAIL LANE?+
The association fee works out to $211 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1989 SPLASHRAIL LANE?+
The most recent tax bill on record (2025) was $6,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1989 SPLASHRAIL LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $494,000, this home is listed about 13% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1989 SPLASHRAIL LANE?+
Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34240 market on paper
$494,000 is 21% below the SARASOTA 34240 median of $625,000, and at $283/sqft it sits under the Sarasota average of $496.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,000, now $494,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Francine Fields. MLS #A4695313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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