4117 JOSEPH STREET, PORT CHARLOTTE, FL, 33948
Active26 days on marketListed Jul 14, 2026MLS #A4699880
About this home
4117 JOSEPH STREET
Pre-Construction. To be built. Stop searching for the perfect home and have it built very quickly to your specifications. This rare shovel-ready opportunity in the heart of Port Charlotte invites you to bring your endless dreams to life. Partner with a premier builder to customize all the details of canal retreat with direct gulf access. Skip the stress of remodeling. You select the cabinets, flooring, tile, paint colors, fixtures, and finishes. Tailor every square inch to match your personal style and lifestyle needs. This home sits on a CANAL and features an in-ground POOL with exterior restroom access, 3 large Bedrooms with dual primary layout, an oversized Den that includes closet for optional 4th bedroom, 3 full Bathrooms, and a spacious 3-car garage for all your toys. Listing price quoted is for a block home built above flood elevation. Port Charlotte offers world-class boating, pristine golf courses, and award-winning Gulf beaches. Enjoy modern Florida living with close proximity to shopping, dining, and entertainment. Don't settle for someone else's choices. Secure this lot with permit ready approved and engineered plans and watch your waterfront vision come to life today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,038
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,710 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,710/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.5%
$/sqft vs Port Charlotte actives
$294 vs $208
Days on market
26 vs 60 typical
Where $294/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
186 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1897% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4117 JOSEPH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$309,900
27287 DEEP CREEK BOULEVARD · same community
4 bd · 2 ba · 1,924 sqft · $161/sqft · 20 DOM
Sold · Oct ’25$284,900
19474 STRATHCONA AVENUE · same community
4 bd · 2 ba · 1,842 sqft · $155/sqft · 0 DOM
Sold · May ’26$649,900
18214 BURKHOLDER CIRCLE
3 bd · 2 ba · 2,050 sqft · $317/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4117 JOSEPH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4117 JOSEPH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4117 JOSEPH STREET FAQs
What would the monthly payment be for 4117 JOSEPH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4117 JOSEPH STREET?+
The most recent tax bill on record (2025) was $1,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $599,000, this home is listed about 81% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 4117 JOSEPH STREET?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FATHOM REALTY FL LLC · Jormayline Dipre. MLS #A4699880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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