David Ramirez
$888,0004 bd3 ba2,166 sqft$410 /sqft$5,299 /mo all-in ↓

2028 ILLINOIS STREET, ORLANDO, FL, 32803

Active21 days on marketListed Jul 12, 2026MLS #A4699741

Single Family ResidenceCOLONIAL GARDENS REP

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Upcoming open house

Sun, Aug 2

11:00 AM – 2:00 PM

About this home

2028 ILLINOIS STREET

Picture yourself coming home to a charming white picket fence, lush landscaping, and the welcoming curb appeal you've always dreamed of. Nestled in one of Orlando's most sought-after neighborhoods, this beautifully crafted 2020 home perfectly blends modern construction with the timeless character and charm of Colonialtown North. Larger than its exterior suggests, offering generous living spaces throughout. Designed with both everyday living and entertaining in mind, this spacious open three-way split floor plan offers exceptional privacy and flexibility, including a second ensuite bedroom in addition to the luxurious primary suite. Step through the inviting front entry into the expansive living room, where French doors lead to two generously sized bedrooms featuring custom closet systems and a shared bath. Continue into the impressive dining room, spacious enough to host gatherings of ten or more, before discovering the private junior suite complete with its own walk-in closet and full bath. At the heart of the home, the stunning kitchen is sure to impress with an 11-foot breakfast bar, an oversized island, marble countertops, abundant natural light, a wine refrigerator, and plenty of space for family and friends to gather. The oversized primary retreat is a true sanctuary, offering an expansive custom walk-in closet and a spa-inspired bath with dual vanities, a relaxing soaking tub, and a separate rain shower. Open the sliding doors to your own backyard oasis, where a beautiful paver patio and pergola with retractable sunshades create the perfect setting for outdoor dining, relaxing, or entertaining. The fully fenced backyard provides both privacy and ample room to add a pool if so desired. Additional features include an indoor laundry room with cabinetry, pantry, crown molding throughout, elegant wainscoting in the kitchen and dining room, bamboo flooring throughout the main living areas, tile in the kitchen and baths, granite bathroom countertops, a new roof installed in 2024, a beautifully pavered driveway, a rare two-car garage with extra storage, Level 2 EV charging, and a 50-gallon water heater. Beyond the home itself, you'll fall in love with the welcoming Colonialtown North community. Just caddy corner across the street is a neighborhood green space where residents gather for community events. Holiday celebrations include an annual tree-lighting ceremony at the roundabout just 3 doors down. Stroll beneath the canopy of majestic oak trees that line the sidewalks, creating the perfect backdrop for morning walks and evening bike rides. Ideally located just minutes from Downtown Orlando, Mills 50, the Milk District, Baldwin Park, Audubon Park K-8, Camping World Stadium, Orlando International Airport, and the area's world-famous attractions, this exceptional home offers the perfect combination of comfort, convenience, and community. Come experience all this special home has to offer—and make it yours before someone else does.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,166

Sqft

0.15 ac

Lot size

2

Garage

2020

Year built

One

Levels

$410

Per sqft

Inside

FlooringBamboo · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationCrawlspace · Slab
FacesNorth
ExteriorIrrigation System · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$168/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,299 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,792
PMI (est., until 20% equity)$333
Property tax — 2025 actual bill$14
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $88,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $88,800
Interest rate6.00%
Loan term

Estimated payment

$5,299/mo

Principal & interest$4,792
PMI (est., until 20% equity)$333
Property taxes (actual bill)$14
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $888K
$645KedgeAI estimate $801,814 · range $672K$939K$977K

vs edgeAI estimate

+10.7%

$/sqft vs Orlando actives

$410 vs $250

Days on market

21 vs 34 typical

Where $410/sqft sits among the 400 Orlando actives

94
128
94
49
8 · this home
27
$150–205$205–259$259–313$313–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Colonialtown North

Map of 2028 ILLINOIS STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando5 min
Universal Orlando18 min
Orlando Int’l Airport (MCO)22 min
Walt Disney World30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Colonialtown North — neighborhood snapshot

Population

3,722

Median age

38

Median income

$120,884

Median home value

$430,400

Avg household

2

Households w/ children

354

For the school run

Orange County School District

ElementaryAudubon Park School★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

170 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the ORLANDO 32803 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $888,000 · 21 days on market since
2020Built · COLONIAL GARDENS REP

Reality check

What actually sold near 2028 ILLINOIS STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

728 PALM DRIVESold · Mar ’26

$525,000

728 PALM DRIVE · same community

3 bd · 2 ba · 1,524 sqft · $344/sqft · 0 DOM

2319 WEBER STREETSold · Jan ’26

$475,000

2319 WEBER STREET · same community

2 bd · 2 ba · 1,336 sqft · $356/sqft · 16 DOM

724 PALM DRIVESold · Jun ’26

$450,000

724 PALM DRIVE · same community

2 bd · 2 ba · 1,249 sqft · $360/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2028 ILLINOIS STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2028 ILLINOIS STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2028 ILLINOIS STREET FAQs

What would the monthly payment be for 2028 ILLINOIS STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2028 ILLINOIS STREET?+

The most recent tax bill on record (2025) was $168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $888,000, this home is listed about 128% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2028 ILLINOIS STREET?+

Audubon Park School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WAGNER REALTY · Mary Collandra. MLS #A4699741.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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