David Ramirez
$649,0003 bd3 ba1,855 sqft$350 /sqft$4,594 /mo all-in ↓

2822 4TH AVENUE W, BRADENTON, FL, 34205

Active13 days on marketListed Jul 11, 2026MLS #A4699717

Single Family ResidenceT B GALLUP

About this home

2822 4TH AVENUE W

TWO HOMES, ONE RARE OPPORTUNITY Welcome to Mango Cottage, a lovingly restored 1925 bungalow nestled on a corner lot in Bradenton's beloved Historic River District. This one-of-a-kind property features two completely separate homes with their own addresses on a single parcel, creating an exceptional opportunity for owner-occupants, investors, multigenerational families, or anyone seeking built-in rental income from day one. The main residence, Mango Cottage, offers 2 bedrooms and 2 full baths with beautifully refinished heart pine floors, soaring 9-foot ceilings, restored plaster ceilings, and original architectural details that give the home its unmistakable character. Thoughtful updates blend seamlessly with its historic charm, including a new roof, AC, electrical panel, hot water heater, washer and dryer, fresh interior paint, and a beautifully remodeled bathroom anchored by a classic clawfoot tub. Just off the primary bedroom, a light-filled sunroom offers the perfect place for morning coffee, yoga, or a few quiet moments before the day begins, with a dedicated laundry area conveniently tucked nearby. Spend your mornings on the welcoming front porch swing listening to Florida's native birds, where life seems to slow to a gentler pace. Out back, a spacious deck invites evenings around the fire pit or grilling with friends, while the private backyard creates a peaceful retreat from the outside world. The second residence, affectionately known as Wee Mango, has been completely remodeled and offers 1 bedroom, 2 full baths, and a flexible bonus room that works beautifully as an office, guest room, or small second bedroom. With its own private entrance, separate driveway, and fenced outdoor space, Wee Mango lives like an independent home while remaining part of the property's unique story. Beginning July 15, it will be occupied by an annual tenant paying $1,600 per month plus utilities, providing immediate, reliable income from the day you close. Each home enjoys its own driveway and private outdoor living area, while the main residence also benefits from an irrigation system. Mango Cottage is being offered furnished and move-in ready, making it a true turnkey opportunity. Ideally located, you're just minutes from downtown Bradenton and the Riverwalk, close to IMG Academy, less than 10 minutes from two major hospitals, approximately two miles from the nearest public boat ramp on the Manatee River, and only 15 minutes from the beautiful beaches of Anna Maria Island. For investors, the numbers speak for themselves. Mango Cottage generated approximately $27,000 in short-term rental income between January and June 2026 alone, while earning Premier Host status and consistent 5-star reviews. Additional reservations are already on the books for the remainder of the year. Combined with the steady annual income from Wee Mango, this property offers the rare opportunity to enjoy both short-term and long-term rental income from a single investment property. Whether you're searching for a primary residence with built-in income, a multigenerational living arrangement, or a proven turnkey investment, Mango Cottage combines timeless historic charm, thoughtful modern updates, and established income potential. Opportunities like this are incredibly rare. Don't miss your chance to own a remarkable piece of The Friendly City's history.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,855

Sqft

0.19 ac

Lot size

1925

Year built

One

Levels

$350

Per sqft

FireplacePartially

Inside

FlooringCeramic Tile · Laminate · Tile · Hardwood
AppliancesDryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Wall Units / Window Unit
FurnishedPartially

Outside & construction

RoofMetal · Shingle
ConstructionVinyl Siding · Wood Siding
FoundationCrawlspace
FacesSouth
ExteriorFrench Doors · Garden · Irrigation System · Private Mailbox · Rain Gutters

Community & fees

Taxes (2024)$8,263/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,594 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2024 actual bill$689
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,594/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$689
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$314KedgeAI estimate $404,243 · range $327K$440K$675K

vs edgeAI estimate

+60.5%

$/sqft vs Bradenton actives

$350 vs $234

Days on market

13 vs 53 typical

Where $350/sqft sits among the 400 Bradenton actives

99
104
83
45 · this home
30
39
$122–179$179–236$236–293$293–350$350–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fogartyville

Map of 2822 4TH AVENUE W inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Fogartyville — neighborhood snapshot

Population

1,259

Median age

62

Median income

$44,857

Median home value

$266,030

Avg household

2

Households w/ children

107

For the school run

Manatee County School District

HighManatee High School★★★★★
ElementaryBallard Elementary School★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 283% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $649,000 · 13 days on market since
1925Built · T B GALLUP

Reality check

What actually sold near 2822 4TH AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2802 22ND AVENUE WSold · Jun ’26

$429,000

2802 22ND AVENUE W

3 bd · 2 ba · 1,840 sqft · $233/sqft · 7 DOM

2107 42ND STREET WSold · Dec ’25

$375,000

2107 42ND STREET W

3 bd · 2 ba · 1,826 sqft · $205/sqft · 62 DOM

2804 26TH AVENUE DRIVE WSold · Nov ’25

$510,000

2804 26TH AVENUE DRIVE W

3 bd · 2 ba · 1,806 sqft · $282/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2822 4TH AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2822 4TH AVENUE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2822 4TH AVENUE W FAQs

What would the monthly payment be for 2822 4TH AVENUE W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2822 4TH AVENUE W?+

The most recent tax bill on record (2024) was $8,263. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton?+

At $649,000, this home is listed about 64% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2822 4TH AVENUE W?+

Manatee High School (high), Ballard Elementary School (elementary), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FRAN MAXON REAL ESTATE · Karen Harllee. MLS #A4699717.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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