1928 HARBOURSIDE DRIVE UNIT 1402, LONGBOAT KEY, FL, 34228
Active14 days on marketListed Jul 10, 2026MLS #A4699659
About this home
1928 HARBOURSIDE DRIVE UNIT 1402
Experience furnished island living in this turnkey, two-level Fairway Bay townhome offering 2 bedrooms, 2 full bathrooms, 1 half bathroom and 1,626 square feet of thoughtfully arranged living space. The open living and dining area is enhanced by cathedral and vaulted ceilings and offers views of the tropical landscaping and community pool. A split-bedroom layout provides separation between the sleeping areas, while the kitchen includes a built-in oven, cooktop, microwave, refrigerator, dishwasher and disposal. Additional features include ceiling fans, window treatments, an interior laundry area with washer and dryer, central heating and air conditioning, a covered deck and patio, and an attached one-car garage with tandem parking. Located within gated Bay Isles along Sarasota Bay, Fairway Bay offers beautifully landscaped grounds, on-site maintenance, pool and spa facilities, two cushioned mixed-use courts for tennis and pickleball, a clubhouse with a full kitchen, exercise facilities, a shell walking path bordering the bay and multiple kayak launches. Community activities include yoga, bridge, mahjong, book clubs and social gatherings. Bay Isles residents also enjoy access to the private Gulf-front Bay Isles Beach Club, featuring a beautiful stretch of beach, covered picnic and entertaining areas, tiki huts, barbecue facilities, restrooms, changing areas and showers. Nearby shopping, dining, golf, marina options, St. Armands Circle and downtown Sarasota provide convenient access to the many attractions of Longboat Key and Sarasota. Golf club and marina privileges are separate and are not included unless specifically stated in the lease. This furnished residence brings together comfort, recreation, coastal surroundings and the convenience of a gated island community.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,626
Sqft
0 ac
Lot size
1
Garage
1982
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Longboat Key actives
$2 vs $705
Days on market
14 vs 95 typical
Where $2/sqft sits among the 271 Longboat Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $893K
Longboat Key median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
114 of 271
Longboat Key actives have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 1928 HARBOURSIDE DRIVE UNIT 1402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$496,500
1912 HARBOURSIDE DRIVE UNIT 602 · same community
2 bd · 2.5 ba · 1,590 sqft · $312/sqft · 186 DOM
Sold · Mar ’26$635,000
1928 HARBOURSIDE DRIVE UNIT 1403 · same community
2 bd · 2.5 ba · 1,590 sqft · $399/sqft · 327 DOM
Sold · Feb ’26$419,500
1904 HARBOURSIDE DRIVE UNIT 202 · same community
2 bd · 2.5 ba · 1,590 sqft · $264/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1928 HARBOURSIDE DRIVE UNIT 1402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1928 HARBOURSIDE DRIVE UNIT 1402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1928 HARBOURSIDE DRIVE UNIT 1402 FAQs
What would the monthly payment be for 1928 HARBOURSIDE DRIVE UNIT 1402?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1928 HARBOURSIDE DRIVE UNIT 1402?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $3,500, this home is listed about 100% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1928 HARBOURSIDE DRIVE UNIT 1402?+
Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LONGBOAT KEY 34228 market on paper
$3,500 is 99% below the LONGBOAT KEY 34228 median of $649,950, and at $2/sqft it sits under the Longboat Key average of $844.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S. MLS #A4699659.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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