1318 6TH STREET W, PALMETTO, FL, 34221
Active20 days on marketListed Jul 16, 2026MLS #A4699386
About this home
1318 6TH STREET W
**Brand New Roof | Heated Saltwater Pool | Detached pool bath| Turnkey Opportunity** Welcome to this beautifully restored 1930 Florida cottage where timeless character meets thoughtful modern updates. Situated on a spacious corner lot in the heart of Palmetto, this unique property offers **2 bedrooms, 2 full baths**, including a detached pool studio bath, and has been meticulously renovated to create the perfect blend of charm, comfort, and versatility. Inside, you'll be welcomed by soaring ceilings, abundant natural light, original wood flooring, and an inviting living room. The updated kitchen showcases solid wood cabinetry, solid surface countertops, and Smeg appliances, flowing seamlessly into the living and dining areas for effortless everyday living and entertaining. Extensively updated in 2021, including the pool, kitchen, bathrooms, HVAC, electrical system, and more, this move-in-ready home also features a **brand-new roof** for added peace of mind. It has been lovingly maintained and successfully operated as a highly rated vacation rental, earning **100+ five-star reviews** and demonstrating exceptional pride of ownership. Step outside to your own private tropical retreat. The beautifully landscaped backyard is centered around a saltwater pool with ambient lighting, creating an ideal setting for relaxing afternoons or evenings under the Florida sky. A screened porch, covered front porch, and multiple outdoor gathering spaces extend the living area and embrace Florida's year-round indoor-outdoor lifestyle. Adding exceptional flexibility, the detached studio suite with a full bath offers the perfect space for guests, a private home office, creative studio, or additional accommodations. Located just minutes from the Manatee River, downtown Palmetto, waterfront parks, restaurants, marinas, and with convenient access to Bradenton, St. Petersburg, Tampa, Sarasota, and the Gulf beaches, this home offers an outstanding opportunity as a primary residence, seasonal retreat, or investment property. Combining historic charm, modern updates, and an unbeatable location, this one-of-a-kind property is ready to impress from the moment you arrive.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
947
Sqft
0.18 ac
Lot size
1930
Year built
One
Levels
$421
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$421 vs $208
Days on market
20 vs 54 typical
Where $421/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
222 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1318 6TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$280,000
1201 6TH STREET W · same community
2 bd · 2 ba · 1,257 sqft · $223/sqft · 4 DOM
Sold · Jan ’26$350,000
1213 5TH STREET W · same community
3 bd · 2.5 ba · 1,664 sqft · $210/sqft · 87 DOM
Sold · Oct ’25$650,000
325 12TH AVENUE W · same community
3 bd · 3 ba · 2,416 sqft · $269/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1318 6TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1318 6TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1318 6TH STREET W FAQs
What would the monthly payment be for 1318 6TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1318 6TH STREET W?+
The most recent tax bill on record (2024) was $6,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $399,000, this home is listed about 1% above the Palmetto median of $395,318. The market section on this page shows how the area is trending.
Which schools are assigned to 1318 6TH STREET W?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARCUS & COMPANY REALTY · Jessica Adair. MLS #A4699386.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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