David Ramirez
$339,0002 bd1 ba896 sqft$378 /sqft$2,614 /mo all-in ↓

1301 6TH STREET W, PALMETTO, FL, 34221

Active63 days on marketListed Jun 5, 2026MLS #A4695727

Priced 9% below the PALMETTO 34221 medianSingle Family ResidenceA R ANTHONYS SUB OF PT SEC14&23 T34 R17

About this home

1301 6TH STREET W

Welcome to this beautifully updated 2-bedroom, 1-bath bungalow nestled in Palmetto's Historic River District. Blending timeless charm with thoughtful modern upgrades, this home offers comfortable living, exceptional storage, and a location that places you in the heart of one of Manatee County's most exciting revitalization areas. Step inside to discover an impressive living room featuring soaring vaulted ceilings with exposed beams and attractive wood-look flooring that creates a warm, open atmosphere. The spacious kitchen is designed for both functionality and style, offering abundant soft-close cabinetry, convenient pull-out drawers, newer appliances, and large sunny windows that fill the space with natural light. Efficient use of every square foot provides plentiful storage throughout the home. Both bedrooms are generously sized and share a beautifully remodeled bathroom highlighted by a stunning stained-glass window that adds character and charm. Outdoor living is equally inviting. Enjoy morning coffee or evening gatherings on the screened porch overlooking the backyard fire pit. The gazebo is equipped with utilities, providing flexibility for a future outdoor kitchen, entertaining space, or spa/hot tub area. A privacy-fenced backyard offers ample room to park boats, RVs, jet skis, trailers, and other recreational vehicles, while a large storage shed provides secure space for tools, equipment, and outdoor gear. Located in Palmetto's walkable Historic River District, this property is just moments from the Manatee River, including the new boat ramp and marina, local parks, community events, and the area's ongoing downtown revitalization. Residents enjoy easy access to the Public Library, which hosts activities and events for all ages, while Sutton Park—featuring a newer playground and free monthly community events—is just around the corner. The new Women's Center currently under construction at the end of the street adds to the neighborhood's continued growth and investment. Nearby attractions include the Marriott waterfront area and its popular night markets, as well as the vibrant Downtown Bradenton Saturday Market. The planned Main Street enhancements and waterfront amenities continue to add to the appeal of this historic neighborhood. With short-term rental potential, close proximity to the Manatee River, and convenient access to Gulf Coast beaches, this property presents an excellent opportunity for full-time residents, seasonal owners, or investors seeking a home in a desirable coastal location. The hot tub and furnishings are available under separate contract. Don't wait to make your Florida dream a reality in charming Palmetto - call today for a showing of this beautiful home!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

896

Sqft

0.21 ac

Lot size

1952

Year built

One

Levels

$378

Per sqft

Trees/Woods viewNegotiable

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingCovered · Driveway · Guest · On Street · Parking Pad · RV Parking
ExteriorFire Pit · Garden · Private Entrance · Rain Barrel/Cistern(s) · Storage

Community & fees

Taxes (2025)$3,702/yr
PetsCats OK, Dogs OK
CommunityPark · Playground

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,614 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$308
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,614/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$308
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$234KedgeAI estimate $269,197 · range $244K$279K$353K

vs edgeAI estimate

+25.9%

$/sqft vs Palmetto actives

$378 vs $208

Days on market

63 vs 56 typical

Where $378/sqft sits among the 400 Palmetto actives

93
136
80
40
14
37 · this home
$118–170$170–221$221–272$272–323$323–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto Historic District

Map of 1301 6TH STREET W inside its neighborhood boundary

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Palmetto Historic District — neighborhood snapshot

Population

2,006

Median age

46

Median income

$74,759

Median home value

$249,458

Avg household

3

Households w/ children

180

For the school run

Manatee County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$359K$350K

Palmetto median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

226 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $339,000 · 63 days on market since
1952Built · A R ANTHONYS SUB OF PT SEC14&23 T34 R17

Reality check

What actually sold near 1301 6TH STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1201 6TH STREET WSold · Jun ’26

$280,000

1201 6TH STREET W · same community

2 bd · 2 ba · 1,257 sqft · $223/sqft · 4 DOM

1213 5TH STREET WSold · Jan ’26

$350,000

1213 5TH STREET W · same community

3 bd · 2.5 ba · 1,664 sqft · $210/sqft · 87 DOM

325 12TH AVENUE WSold · Oct ’25

$650,000

325 12TH AVENUE W · same community

3 bd · 3 ba · 2,416 sqft · $269/sqft · 158 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1301 6TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1301 6TH STREET W — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1301 6TH STREET W FAQs

What would the monthly payment be for 1301 6TH STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1301 6TH STREET W?+

The most recent tax bill on record (2025) was $3,702. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1301 6TH STREET W?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $339,000, this home is listed about 14% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1301 6TH STREET W?+

Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Angie Graham. MLS #A4695727.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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