David Ramirez
$779,0003 bd2.5 ba2,073 sqft$376 /sqft$5,014 /mo all-in ↓

7105 VICTORIA CIRCLE, BRADENTON, FL, 34201

Active17 days on marketListed Jul 6, 2026MLS #A4699100

WaterfrontPrivate poolFully furnishedSingle Family ResidenceVIRGINIA WATER UNIT III

About this home

7105 VICTORIA CIRCLE

This exquisite, furnished, single-family residence embodies refined luxury, offering a rare blend of serene lakefront living, elegant design, in premier University Park Country Club. The home features a private pool and is being offered furnished, with select items excluded from the sale. Thoughtfully designed for both comfort and sophistication, it delivers an exceptional lifestyle in one of the area’s most sought-after communities. This beautifully designed residence features an open floor plan that creates a natural flow between living, dining, and entertaining spaces. A custom-built library adds warmth and character, while a striking custom accent wall elevates the home’s modern elegance. Two bedrooms include spacious walk-in closets, offering excellent storage and everyday convenience. The kitchen and main living areas open seamlessly to the outdoors, where you’ll find a private lanai overlooking peaceful lake views—perfect for morning coffee or sunset relaxation. A thoughtfully placed half bath on the exterior lanai adds convenience for guests when entertaining outdoors. The garage also includes a dedicated AC storage room, ideal for climate-sensitive items or extra organization. University Park Country Club offers an exceptional array of amenities, including an elegant clubhouse, state-of-the-art fitness facilities, tennis courts, pickleball, fine dining, social events, and both indoor and outdoor clubhouse experiences designed for year-round enjoyment. Residents benefit from a vibrant, resort-style lifestyle with beautifully maintained grounds, walking paths, and a welcoming social community atmosphere. The location is equally impressive. Just minutes away are premier shopping and dining destinations including University Town Center Mall, Fresh Market, and Whole Foods Market. Cultural and recreational highlights like the new Mote Marine Laboratory & Aquarium further enhance the lifestyle appeal, along with a wide selection of upscale restaurants, cafes, and boutiques nearby. Blending luxury living, serene lake views, and a premier golf community lifestyle, this home delivers both comfort and convenience in one of University Park's most sought-after neighborhoods.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,073

Sqft

0.19 ac

Lot size

2

Garage

1997

Year built

One

Levels

$376

Per sqft

Private poolWaterfrontPool & Water viewFurnished

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Range Hood · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ExteriorFrench Doors · Lighting · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$4,302/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,014 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$359
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,900
Interest rate6.00%
Loan term

Estimated payment

$5,014/mo

Principal & interest$4,203
PMI (est., until 20% equity)$292
Property taxes (actual bill)$359
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $779K
$590KedgeAI estimate $679,229 · range $615K$754K$810K

vs edgeAI estimate

+14.7%

$/sqft vs Bradenton actives

$376 vs $239

Days on market

17 vs 53 typical

Where $376/sqft sits among the 400 Bradenton actives

97
101
88
46
30 · this home
38
$124–181$181–238$238–294$294–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Virginia Water

Map of 7105 VICTORIA CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Virginia Water — neighborhood snapshot

Population

713

Median age

75

Median income

$125,625

Median home value

$683,300

Avg household

2

Households w/ children

23%

For the school run

Manatee County School District

HighBraden River High School★★★★★
MiddleBraden River Middle School★★★★★
ElementaryRobert Willis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

185 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the BRADENTON 34201 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $779,000 · 17 days on market since
1997Built · VIRGINIA WATER UNIT III

Reality check

What actually sold near 7105 VICTORIA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6183 MISTY OAKS DRIVESold · Jun ’26

$630,000

6183 MISTY OAKS DRIVE

3 bd · 2 ba · 2,068 sqft · $305/sqft · 108 DOM

8003 CONSERVATORY DRIVESold · Aug ’25

$585,000

8003 CONSERVATORY DRIVE

3 bd · 2 ba · 2,033 sqft · $288/sqft · 8 DOM

5531 NAPA DRIVESold · Jul ’26

$350,000

5531 NAPA DRIVE

3 bd · 2.5 ba · 2,121 sqft · $165/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7105 VICTORIA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7105 VICTORIA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7105 VICTORIA CIRCLE FAQs

What would the monthly payment be for 7105 VICTORIA CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,014/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7105 VICTORIA CIRCLE?+

The most recent tax bill on record (2025) was $4,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7105 VICTORIA CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $779,000, this home is listed about 97% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 7105 VICTORIA CIRCLE?+

Braden River High School (high), Braden River Middle School (middle), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$779,000 runs 49% above the BRADENTON 34201 median — but at 2,073 sqft it's also 31% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Braden River High School, Braden River Middle School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DALTON WADE INC · Marc Kochno. MLS #A4699100.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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