David Ramirez
$3,900$6,8003 bd3 ba2,254 sqft$2 /sqft$188 /mo all-in ↓

7101 VICTORIA CIRCLE, UNIVERSITY PARK, FL, 34201

Active931 days on marketListed Jan 11, 2024MLS #A4595128

Priced 99% below the UNIVERSITY PARK 34201 medianReduced $3KWaterfrontPrivate poolSingle Family ResidenceVIRGINIA WATER UNIT III

About this home

7101 VICTORIA CIRCLE

University Park Country Club single family home on an over sized lot. Welcome to this inviting open floor plan with volume ceiling and nice lake and natural bird views. This house offers a formal living room and dining room with a relaxing family room that views the pool and lake. Nice light colored stone Corian counters in the kitchen with eat-in breakfast table with pool and lake views to enjoy your morning coffee or tea. This three bedroom with King in master, Queen and twin trundle bed in other bedrooms is made to accommodate your guest. This house and community offers an up graded cable package and high speed internet. The private salt water pool does have heating options for and additional fee. This gated community does offer tenants a Trail membership to play golf at an extra fee through University Park Country Club. This community is great location to many restaurants, major Shopping Mall, Parks for strolls, 25 min drive to beaches or Downtown Sarasota for opera or theater for much enjoyment. This community is a 3 month minimum and is an off season rental only.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,254

Sqft

0.28 ac

Lot size

1995

Year built

One

Levels

$2

Per sqft

Private poolWaterfrontWater viewTurnkey

Inside

AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

ViewWater
ParkingDriveway
ExteriorSliding Doors

Community & fees

PetsNo
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $137Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $137
Interest rate6.00%
Loan term

Estimated payment

$188/mo

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs University Park actives

$2 vs $309

Days on market

931 vs 63 typical

Where $2/sqft sits among the 37 University Park actives

0 · this home
1
16
10
4
6
$2–104$104–206$206–307$307–409$409–511$511+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Virginia Water

Map of 7101 VICTORIA CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know University Park. See the full University Park guide →

Virginia Water — neighborhood snapshot

Population

713

Median age

75

Median income

$125,625

Median home value

$683,300

Avg household

2

Households w/ children

23%

For the school run

Manatee County School District

HighBraden River High School★★★★★
MiddleBraden River Middle School★★★★★
ElementaryRobert Willis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The University Park market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$813K$620K

University Park median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

22 of 37

University Park actives have cut their price

Median sold price, University Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the UNIVERSITY PARK 34201 median. See the full University Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,900 $3K
Jan 11, 2024Listed at $6,800 · 931 days on market since
1995Built · VIRGINIA WATER UNIT III

Reality check

What actually sold near 7101 VICTORIA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8173 MISTY OAKS BOULEVARDSold · Nov ’25

$712,500

8173 MISTY OAKS BOULEVARD

3 bd · 2 ba · 2,223 sqft · $321/sqft · 76 DOM

8068 ESTATES DRIVESold · Dec ’25

$555,000

8068 ESTATES DRIVE

3 bd · 3 ba · 2,218 sqft · $250/sqft · 3 DOM

8040 CONSERVATORYSold · Nov ’25

$540,000

8040 CONSERVATORY

4 bd · 2 ba · 2,169 sqft · $249/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7101 VICTORIA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7101 VICTORIA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7101 VICTORIA CIRCLE FAQs

What would the monthly payment be for 7101 VICTORIA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 7101 VICTORIA CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in University Park?+

At $3,900, this home is listed about 99% below the University Park median of $699,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7101 VICTORIA CIRCLE?+

Braden River High School (high), Braden River Middle School (middle), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the UNIVERSITY PARK 34201 market on paper

$3,900 is 99% below the UNIVERSITY PARK 34201 median of $466,000, and at $2/sqft it sits under the University Park average of $356.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

931 days on market against a University Park median of 63 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Braden River High School, Braden River Middle School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $6,800, now $3,900 — a $3K cut. The full history is in the market section below.

Listing courtesy of JENNETTE PROPERTIES, INC. · Toyia Youtzy. MLS #A4595128.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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