David Ramirez
$495,0003 bd2 ba2,108 sqft$235 /sqft$4,461 /mo all-in ↓

415 WINDING BROOK LANE UNIT 102, BRADENTON, FL, 34212

Active11 days on marketListed Jul 13, 2026MLS #A4699084

CondominiumRIVER STRAND

About this home

415 WINDING BROOK LANE UNIT 102

This golf included unit is beautifully updated, perfectly maintained and in the highly sought-after River Strand community. It offers resort-style living, championship golf, and unmatched convenience. The newly redesigned and remodeled club house, Tiki Bar and pool area have luxury resort vibes in your cozy neighborhood setting and it certainly won't disappoint! This first-floor, 3-bedroom, 2-bath unit delivers a bright, open layout with tranquil preserve views and a private screened lanai perfect for morning coffee or sunset relaxation. The kitchen features granite countertops, stainless-steel appliances, and a spacious breakfast bar that flows seamlessly into the living and dining areas — ideal for entertaining or unwinding after a day on the course. A new water heater offers peace of mind, and the new washer and dryer convey with the unit. The owner’s suite includes a walk-in closet and an en-suite bath, while the guest bedrooms and full second bath provide comfort and privacy for visitors. A 3 car tandem attached garage allows for proper storage, a workshop area, golf cart parking and more to add everyday convenience. Living in River Strand means **full access to world-class amenities**: 27 holes of championship golf, a stunning clubhouse, resort-style pools, tennis and pickleball courts, fitness centers, and vibrant social activities — all within a gated, beautifully maintained community just minutes from I-75, fantastic shopping, restaurants, Lakewood Ranch, and Gulf Coast beaches. Whether you’re seeking a seasonal retreat or a full-time Florida lifestyle, this condo delivers comfort, convenience, and the best of River Strand living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,108

Sqft

0.36 ac

Lot size

2

Garage

2011

Year built

One

Levels

$235

Per sqft

Negotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System · Lighting

Community & fees

HOA fee$556/mo
Taxes (2025)$7,346/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sewer Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,461 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$612
Condo fee — from the listing$556
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$4,461/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$612
HOA / condo fee$556
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$405KedgeAI estimate $449,678 · range $422K$519K$540K

vs edgeAI estimate

+10.1%

$/sqft vs RIVER STRAND

$235 vs $266

Days on market

11 vs 53 typical

Where $235/sqft sits among the 7 homes for sale in RIVER STRAND

1
2 · this home
0
1
0
3
$205–221$221–237$237–253$253–269$269–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Map of 415 WINDING BROOK LANE UNIT 102 inside its neighborhood boundary

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

2 of 7

RIVER STRAND have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $495,000 · 11 days on market since
2011Built · RIVER STRAND

Reality check

What actually sold near 415 WINDING BROOK LANE UNIT 102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6904 GRAND ESTUARY TRAIL UNIT 102Sold · Jul ’26

$459,500

6904 GRAND ESTUARY TRAIL UNIT 102 · same community

3 bd · 2 ba · 2,108 sqft · $218/sqft · 36 DOM

7140 MARSH VIEW TERRACESold · Feb ’26

$575,000

7140 MARSH VIEW TERRACE · same community

4 bd · 3 ba · 2,006 sqft · $287/sqft · 9 DOM

342 RIVER ENCLAVE COURTSold · Jul ’26

$599,000

342 RIVER ENCLAVE COURT · same community

3 bd · 2 ba · 1,840 sqft · $326/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 415 WINDING BROOK LANE UNIT 102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 415 WINDING BROOK LANE UNIT 102 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

415 WINDING BROOK LANE UNIT 102 FAQs

What would the monthly payment be for 415 WINDING BROOK LANE UNIT 102?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,461/mo — principal and interest, the actual property-tax bill, the $556/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 415 WINDING BROOK LANE UNIT 102?+

The association fee works out to $556 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 415 WINDING BROOK LANE UNIT 102?+

The most recent tax bill on record (2025) was $7,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 415 WINDING BROOK LANE UNIT 102?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $495,000, this home is listed about 25% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 415 WINDING BROOK LANE UNIT 102?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$495,000 runs 24% above the BRADENTON 34212 median — but at 2,108 sqft it's also 33% larger than the typical Bradenton listing.

02Know the monthly fee

The association fee is $556/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FINE PROPERTIES · Darren Gillette. MLS #A4699084.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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